Haptic PIN Authorization for Secure, Accessible Transactions
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Solution Overview
Problem
Existing transaction systems lack secure authentication methods, particularly for visually impaired individuals, necessitating a need for enhanced security and accessibility through haptic authentication.
Innovation Solution
A system and method that utilizes a haptic personal identification number (PIN) for transaction authorization, involving a processor to transmit and verify a haptic PIN, ensuring secure and accessible transactions.
Engineering Contradictions & Design Principles
Engineering Contradiction Analysis
1Reliability
If traditional authentication methods (email or text codes) are used, then accessibility is maintained, but security is reduced
Solution Approach 1:
The authentication process is segmented into multiple independent factors: something the user knows (PIN), something the user has (payment device), and something the user can feel (haptic pattern). This segmentation allows each factor to be optimized independently, with haptic patterns providing secure yet accessible verification through tactile feedback rather than visual or textual codes
Solution Approach 2:
The patent replaces visual/mechanical authentication interfaces (text codes, email verification) with a haptic/mechanical feedback system. The authentication device generates tactile vibrations and patterns that the user can feel, substituting the need for visual display or text communication while enhancing both security and accessibility for visually impaired users
2Reliability
If haptic authentication is implemented, then security and accessibility are improved, but device complexity increases
Solution Approach 1:
The authentication device leverages existing multi-functional components, particularly the smartphone's haptic feedback mechanisms and processor, to perform authentication functions. By making the device universal and multi-functional, no separate specialized hardware is needed, thus avoiding the complexity increase that would result from dedicated haptic authentication devices
Solution Approach 2:
The system utilizes the payment device's own existing capabilities (processor, haptic driver, vibration motor) to generate and verify haptic patterns. The device serves itself by using its built-in components for authentication rather than requiring external specialized equipment, thereby maintaining simplicity while achieving enhanced security
Data Source
AI summary
Provided herein is a system for authorizing a transaction, including at least one processor programmed or configured to receive, from a merchant system, a request to authorize a transaction, the request comprising at least one token associated with a user, determine, based at least on the at least one token, that the user requested a haptic personal identification number (PIN), transmit, to a payment device associated with the user, a haptic PIN, receive, from the payment device, a responsive PIN, determine that the responsive PIN matches the haptic PIN, and in response to determining that the responsive PIN matches the haptic PIN, automatically authorize the transaction. Systems and computer program products are also provided.