Haptic Actuator Vibration Data Transfer for Secure Mobile Payments

Resolve Bottlenecks,
Find Innovative Solutions
Generate Solutions

Solution Overview

Problem

Current NFC-based mobile payment systems are insecure, making consumers and merchants hesitant to use digital wallets due to the risk of unauthorized access and data breaches.

Innovation Solution

A method using haptic devices to transfer digital wallet data through vibration-based pulses, where a mobile payment device generates tactile pulses encoding payment information and converts them into a format readable by a merchant terminal, ensuring secure data exchange.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Ease of operation

If NFC techniques are used for mobile payments, then wireless payment convenience is improved, but security against unauthorized access deteriorates

Engineering Contradiction:
Improvewireless payment convenienceVSAvoidsecurity against unauthorized access
Core Design Contradiction:
Ease of operationVSReliability

Solution Approach 1:

The patent replaces the wireless electromagnetic field-based NFC communication system with a mechanical vibration-based communication system. The mobile device generates tactile vibrations that are transmitted through physical contact with the merchant terminal, substituting the original wireless electromagnetic mechanism with a mechanical vibration mechanism. This substitution fundamentally changes the communication medium from air-based electromagnetic waves to solid-contact mechanical vibrations, thereby eliminating the security vulnerabilities of wireless NFC while maintaining contactless convenience.

Inventive Principle:
Principle #28Mechanics substitution (Replace mechanical system)

Solution Approach 2:

The patent introduces a new intermediary medium - mechanical vibrations - between the mobile device and merchant terminal. Instead of direct wireless electromagnetic communication, the system uses vibrations as an intermediate carrier to transmit payment data. The vibrations serve as a mediator that converts digital payment information into physical tactile signals, which are then converted back into readable data at the terminal, adding a layer of physical security to the transaction process.

Inventive Principle:
Principle #24Intermediary (Mediator)

2Reliability

If vibration-based communication is used, then security is improved, but device complexity increases

Engineering Contradiction:
Improvetransaction securityVSAvoidhaptic actuator integration
Core Design Contradiction:
ReliabilityVSDevice complexity

Solution Approach 1:

The patent makes the haptic actuator serve multiple functions: it provides tactile feedback to the user during normal operation and simultaneously transmits encoded payment data through vibration patterns during transactions. By making the vibration motor multi-functional, the system avoids adding dedicated complex transmission hardware, as the existing haptic component is repurposed for data communication in addition to its primary user feedback role.

Inventive Principle:
Principle #6Universality (Multi-functionality)

Solution Approach 2:

The patent encodes payment data by varying parameters of the vibration signals, such as frequency, amplitude, and duration patterns. Instead of adding complex communication protocols or additional hardware, the system modifies the temporal and intensity parameters of the vibrations to represent different data values. This parameter-based encoding allows existing haptic actuators to convey complex payment information through simple variations in vibration characteristics.

Inventive Principle:
Principle #35Parameter changes

Applied Scientific Principles

This section explains which scientific principles are used to turn an abstract innovation direction into a practical engineering solution.

Function Achieved in This Case

This approach enhances security in point-of-sale transactions by utilizing vibration-based communication, reducing the risk of data breaches and increasing trust in digital wallet technology.

Implementation Method 1

The processor can instruct a haptic actuator of the mobile payment device to generate a plurality of tactile pulses such that each tactile pulse of the plurality of tactile pulses corresponds to a pulse of the plurality of pulses

Methodology Applied
Scientific EffectVibration: Vibration

Data Source

PatentUS10504106B2Methods, systems, networks, and media for transferring data streams through vibration to haptic devices
Publication Date: 2019.12.10 MASTERCARD INT INC
  • US10504106B2 patent drawing
  • US10504106B2 patent drawing
  • US10504106B2 patent drawing

AI summary

A method for performing a point of sale transaction can include determining that a mobile payment device is within a predetermined distance of a merchant terminal. The processor of the mobile payment device can obtain digital wallet information associated with the user of the mobile payment device. The processor can generate a plurality of pulses from the digital wallet information. The plurality of pulses can encode payment card information expected by the merchant terminal for the point of sale transaction. The processor can instruct a haptic actuator of the mobile payment device to generate a plurality of tactile pulses such that each tactile pulse of the plurality of tactile pulses corresponds to a pulse of the plurality of pulses.