Hearing Device Payment System for Hearing-Impaired Transactions

Resolve Bottlenecks,
Find Innovative Solutions
Generate Solutions

Solution Overview

Problem

Current payment systems and POS devices are not designed to facilitate transactions for hearing-impaired individuals, leading to difficulties in communication and an unpleasant shopping experience.

Innovation Solution

A method and system that enables hearing-impaired cardholders to use a digital wallet application with hearing-impaired functionality, allowing for audible and visual instructions through a hearing device, such as a cochlear implant, to communicate with POS devices via wireless communication protocols, using Bluetooth connections and chatbot functionalities for interactive dialogues.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Reliability

If hearing aids and implants are used to compensate for hearing losses, then hearing capability is improved, but understanding sound in public spaces and retail environments remains difficult due to excessive background noise

Engineering Contradiction:
Improvehearing capabilityVSAvoidbackground noise interference
Core Design Contradiction:
ReliabilityVSObject-affected harmful factors

Solution Approach 1:

The patent introduces a digital assistant as an intermediary between the hearing-impaired individual and the payment system. The digital assistant receives audio input, processes it through speech-to-text conversion, and provides visual or simplified audio output, thereby mediating the communication barrier caused by background noise and hearing limitations.

Inventive Principle:
Principle #24Intermediary (Mediator)

Solution Approach 2:

The patent replaces the mechanical/acoustic hearing aid system with a digital processing system. Instead of relying solely on hardware amplification, the system uses software-based speech recognition, natural language processing, and text-to-speech conversion to overcome the limitations of traditional hearing aids in noisy environments.

Inventive Principle:
Principle #28Mechanics substitution (Replace mechanical system)

2Productivity

If conventional payment systems are used, then transaction processing is simple, but hearing-impaired individuals cannot adequately communicate with POS devices

Engineering Contradiction:
Improvetransaction processing efficiencyVSAvoidcommunication capability
Core Design Contradiction:
ProductivityVSEase of operation

Solution Approach 1:

The patent makes the payment system universal by integrating multiple communication modes (audio, visual, text-based) into a single platform. The digital assistant can interact with various POS systems and provide accommodation for different hearing impairment levels, making the system adaptable to diverse user needs without requiring separate specialized systems.

Inventive Principle:
Principle #6Universality (Multi-functionality)

Solution Approach 2:

The patent introduces dynamic adaptability to the payment system through the digital assistant, which can adjust its communication style, provide real-time translations, and modify interaction patterns based on the user's hearing capabilities and the transaction context, thereby maintaining ease of operation across different scenarios.

Inventive Principle:
Principle #15Dynamics

3Adaptability or versatility

If speech-to-text and text-to-speech conversion is implemented, then communication accessibility is improved, but system complexity increases

Engineering Contradiction:
Improvecommunication accessibilityVSAvoidsystem architecture
Core Design Contradiction:
Adaptability or versatilityVSDevice complexity

Solution Approach 1:

The digital assistant serves as an intermediary layer that handles the complexity of speech-to-text and text-to-speech conversions, natural language processing, and context-aware responses. This mediates the complexity away from the core payment processing system while maintaining accessibility enhancements.

Inventive Principle:
Principle #24Intermediary (Mediator)

Solution Approach 2:

The digital assistant operates autonomously to manage the complexity of multi-modal communication conversions. It self-manages the speech recognition, text processing, and speech synthesis workflows without requiring manual intervention from the user or complex configuration, thereby reducing the perceived system complexity for end users.

Inventive Principle:
Principle #25Self-service

Data Source

PatentUS11348089B2System and methods for providing audible instructions for performing a transaction
Publication Date: 2022.05.31 MASTERCARD INT INC
  • US11348089B2 patent drawing
  • US11348089B2 patent drawing
  • US11348089B2 patent drawing

AI summary

Methods and systems for hearing-impaired payment applications are provided herein. In particular, a method for performing a transaction using a hearing device payment system is provided that includes a hearing device and a cardholder computing device. The method includes pairing the hearing device to the cardholder computing device by means of a wireless communication protocol. A payment application on the cardholder computing device is started to perform a transaction. A cardholder initiates an audible instruction function of the payment application. In addition, the payment application transmits a digital audio signal to the hearing device by means of the wireless communication protocol. The digital audio signal provides an audible instruction to the cardholder via the hearing device.