Heterogeneous Data Network Merging for Cross-Retailer Recommendations

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Solution Overview

Problem

Existing recommender systems are limited in providing recommendations for alternate products or services beyond those offered by the same retailer, failing to leverage diverse data sources effectively.

Innovation Solution

A method and system that combines matrices of merchant location interactions and product data to generate a third matrix, enabling recommendations of products and merchants across different locations, using payment card transaction data while maintaining user anonymity.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Adaptability or versatility

If recommender systems use historical data from a single retailer to determine user preferences, then recommendations can be generated within that retailer's ecosystem, but the system cannot provide recommendations for alternate products or services from different retailers

Engineering Contradiction:
Improverecommendation scopeVSAvoiddata diversity
Core Design Contradiction:
Adaptability or versatilityVSLoss of information

Solution Approach 1:

The patent merges heterogeneous data from multiple independent networks (payment card network, social network, mobile device network) into a unified recommendation system. Each network contributes its own data corpus, and these are combined through matrix operations to create comprehensive user preference profiles that enable cross-retailer recommendations while preserving the anonymity and structural integrity of each source network.

Inventive Principle:
Principle #5Merging (Combining)

2Adaptability or versatility

If multiple heterogeneous data networks are merged to provide diverse recommendations, then recommendation versatility improves, but the complexity of data integration and processing increases

Engineering Contradiction:
Improvecross-retailer recommendation capabilityVSAvoiddata merging system complexity
Core Design Contradiction:
Adaptability or versatilityVSDevice complexity

Solution Approach 1:

The patent segments the complex data merging process into distinct matrix operations: generating interaction matrices from each heterogeneous data source separately, then combining these matrices through standardized operations. This segmentation allows each network's data to be processed independently according to its own structure, reducing the complexity of integration while maintaining the ability to provide comprehensive cross-retailer recommendations.

Inventive Principle:
Principle #1Segmentation

Data Source

PatentUS12597043B2Systems and methods for merging networks of heterogeneous data
Publication Date: 2026.04.07 MASTERCARD INT INC
  • US12597043B2 patent drawing
  • US12597043B2 patent drawing
  • US12597043B2 patent drawing

AI summary

A method and system for merging heterogeneous data types are provided. The method includes receiving a first corpus of first data, the first data includes an indicator of an interaction between a first element of the first corpus of first data and a second element of the first corpus of first data, receiving a second corpus of second data, the second data includes an indication of an interaction between a third element of the second corpus of second data and a fourth element of the second corpus of data, and generating a third matrix using correlations of the first and second elements with correlations of the third and fourth elements.