Personalized Home Improvement Recommendations via Aggregated Housing Data

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Solution Overview

Problem

Current home improvement and repair prediction methods are limited by blind spots, failing to provide personalized recommendations that account for financial capabilities and unique regional factors.

Innovation Solution

A data-driven solution that aggregates transaction data to generate personalized home improvement recommendations in real-time, leveraging a variety of data types to identify nuanced repair needs.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Productivity

If single-variable methods (e.g., age analysis) are used to evaluate home repair needs, then the evaluation process is simple and fast, but the accuracy and personalization of recommendations are limited

Engineering Contradiction:
Improveevaluation speedVSAvoidrecommendation accuracy
Core Design Contradiction:
ProductivityVSMeasurement precision

Solution Approach 1:

The patent combines multiple data sources including age analysis, transaction data from third-party sources, and regional factors into a unified multi-variable evaluation system. This merging of previously separate evaluation methods enables comprehensive home repair prediction that maintains speed while significantly improving accuracy through aggregated data from multiple independent sources.

Inventive Principle:
Principle #5Merging (Combining)

Solution Approach 2:

The system creates a universal evaluation framework that handles multiple types of home repair predictions simultaneously using the same multi-variable approach. The system can predict various repair needs (roofing, HVAC, plumbing, etc.) using a single comprehensive model that adapts to different property types and regions, replacing the need for separate single-variable methods for each repair type.

Inventive Principle:
Principle #6Universality (Multi-functionality)

2Measurement precision

If aggregated transaction data from multiple sources is used to provide personalized recommendations, then the accuracy and personalization improve, but the system complexity and data processing requirements increase

Engineering Contradiction:
Improveprediction accuracyVSAvoidsystem complexity
Core Design Contradiction:
Measurement precisionVSDevice complexity

Solution Approach 1:

The patent introduces third-party data sources as intermediaries that aggregate and process raw transaction data before feeding it into the prediction system. These intermediary services handle data collection, cleaning, and standardization, reducing the complexity burden on the core prediction engine while enabling access to comprehensive multi-source data for improved accuracy.

Inventive Principle:
Principle #24Intermediary (Mediator)

Solution Approach 2:

The system transforms complex multi-source data into standardized predictive parameters that can be processed efficiently. By converting diverse data types (transaction records, regional statistics, property ages) into unified parameter formats, the system maintains high prediction accuracy while reducing computational complexity through parameter normalization and aggregation.

Inventive Principle:
Principle #35Parameter changes

3Adaptability or versatility

If comprehensive multi-source data is collected and analyzed, then personalized home improvement recommendations can be provided, but the data processing time and computational resources increase

Engineering Contradiction:
Improvepersonalization capabilityVSAvoiddata processing time
Core Design Contradiction:
Adaptability or versatilityVSLoss of time

Solution Approach 1:

The system performs preliminary data aggregation and preprocessing by third-party sources before the actual prediction is needed. Transaction data, regional factors, and historical repair records are collected and organized in advance, allowing the core prediction system to quickly retrieve and analyze pre-processed data when generating personalized recommendations, thus reducing real-time processing time while maintaining comprehensive data analysis.

Inventive Principle:
Principle #10Preliminary action

Data Source

PatentUS20250139718A1Systems and methods for using aggregated housing data to provide personalized home improvement recommendations
Publication Date: 2025.05.01 WELLS FARGO BANK NA
  • US20250139718A1 patent drawing
  • US20250139718A1 patent drawing
  • US20250139718A1 patent drawing

AI summary

Systems, apparatuses, methods, and computer program products are disclosed for using aggregated housing data to provide personalized home improvement recommendations. An example method includes receiving, by communications hardware, information regarding a target property associated with a user and aggregating, by the communications hardware, supplementary housing data. The example method further includes determining, by an improvement recommendation engine, an insight regarding the target property based on the information regarding the target property and the supplementary housing data and generating, by the improvement recommendation engine and based on the insight, a home improvement recommendation. The example method further includes storing, by the improvement recommendation engine, the home improvement recommendation in a home repair profile and transmitting, by the communications hardware and based on the home improvement recommendation, a home repair notification to a user device.