Home Score Generation Using Machine Learning Data Evaluation

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Solution Overview

Problem

Conventional methods for presenting property information to potential homeowners and builders are inefficient, lack security and privacy, and fail to provide essential details for informed decision-making.

Innovation Solution

A computer-implemented method that retrieves home data, including sensor data, to evaluate and generate a home score using a trained machine learning model, which analyzes data to determine updated home score factors and provides secure and private recommendations.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Reliability

If conventional methods are used to present property information, then information can be provided to potential homeowners, but the methods are inefficient and lack security and privacy

Engineering Contradiction:
Improvesecurity and privacyVSAvoidefficiency
Core Design Contradiction:
ReliabilityVSProductivity

Solution Approach 1:

The patent introduces a machine learning model as an intermediary between raw property data and potential homeowners. The model processes and anonymizes data, generating a home score that conveys essential information without exposing sensitive details. This intermediary layer simultaneously improves security/privacy by hiding raw data and maintains efficiency by providing processed insights directly.

Inventive Principle:
Principle #24Intermediary (Mediator)

2Loss of information

If conventional methods are used to provide property information, then basic information can be shared, but important details for informed decision-making are lacking

Engineering Contradiction:
Improveimportant detailsVSAvoidsystem complexity
Core Design Contradiction:
Loss of informationVSDevice complexity

Solution Approach 1:

The patent transforms multiple raw property parameters into a single aggregated home score parameter. The machine learning model takes various input features (location, amenities, property characteristics) and converts them into one comprehensive metric that captures essential information. This parameter transformation reduces information loss while keeping the system relatively simple by providing a unified score rather than requiring complex multi-parameter analysis by users.

Inventive Principle:
Principle #35Parameter changes

3Measurement precision

If machine learning models are used to analyze home data, then accurate home score factors can be generated, but computational resources and processing time are required

Engineering Contradiction:
Improvehome score accuracyVSAvoidprocessing time
Core Design Contradiction:
Measurement precisionVSLoss of time

Solution Approach 1:

The patent performs preliminary actions by pre-training the machine learning model on extensive property data before actual home score generation. The model learns patterns and relationships during offline training, enabling it to quickly generate accurate scores during online inference. This preliminary training separates the computationally intensive learning phase from the time-sensitive scoring phase, achieving both accuracy and efficiency.

Inventive Principle:
Principle #10Preliminary action

Data Source

PatentUS20250200679A1Systems and methods for generating a home score for a user
Publication Date: 2025.06.19 STATE FARM MUTAL AUTOMOBILE INSURANCE COMPANY
  • US20250200679A1 patent drawing
  • US20250200679A1 patent drawing
  • US20250200679A1 patent drawing

AI summary

Systems and methods are described for evaluating and analyzing home data to generate a home score. The method may include: (1) retrieving home data for a property; (2) receiving a user proposal to improve a home score factors of one or more home score factors; (3) determining one or more updated home score factors, wherein the determining includes: (i) analyzing the home data for the property to determine home characteristic data for the property, (ii) analyzing the home characteristic data for the property and the user proposal to determine predicted home characteristic data for the property, (iii) weighting the predicted home characteristic data using at least the identification data to generate weighted home characteristic data, and (iv) determining the one or more updated home score factors; and (4) generating an updated proposal based on the weighted home characteristic data and the user proposal.