Home Score Generation for Property Evaluation

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Solution Overview

Problem

Conventional methods for presenting property information to potential homeowners and builders are inefficient, lack security and privacy, and fail to provide essential details necessary for informed decisions.

Innovation Solution

A computer-implemented method and system for generating and displaying a home score, which retrieves and analyzes attributes such as fire hazard, safety, weather hazard, and property feature attributes to determine scores like fire hazard score, safety score, weather hazard score, and property feature hazard score, and generates an overall home score, using processors, sensors, and augmented/virtual reality devices.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Productivity

If conventional methods are used to present property information, then information can be provided to potential homeowners, but the methods are inefficient and lack security and privacy

Engineering Contradiction:
Improveefficiency of property information presentationVSAvoidsecurity and privacy
Core Design Contradiction:
ProductivityVSReliability

Solution Approach 1:

The patent introduces a home score as an intermediary metric that mediates between detailed property data and potential homeowners. Instead of directly presenting raw property attributes, the system computes a synthesized home score that represents property quality while preserving privacy. This intermediary abstraction resolves the contradiction by enabling efficient information presentation through the score while maintaining security and privacy by not exposing underlying sensitive data.

Inventive Principle:
Principle #24Intermediary (Mediator)

Solution Approach 2:

The patent creates a simplified copy or representation of property information in the form of a home score. Rather than presenting the complete complex dataset, the system generates a condensed score copy that captures essential property characteristics. This allows efficient communication of property value while maintaining security by not requiring disclosure of the full underlying data structure and sensitive attributes.

Inventive Principle:
Principle #26Copying

2Loss of information

If conventional methods are used to present property information, then basic information can be shared, but important details necessary for informed decisions are lacking

Engineering Contradiction:
Improvecompleteness of property informationVSAvoidcomplexity of information processing system
Core Design Contradiction:
Loss of informationVSDevice complexity

Solution Approach 1:

The patent segments the complex task of property evaluation into multiple components by computing individual scores for different property attributes (e.g., safety score, quality score, convenience score). Each segment evaluates a specific aspect of the property independently, then these segmented scores are aggregated into an overall home score. This segmentation resolves the contradiction by providing comprehensive information coverage while managing system complexity through modular, organized processing of different property dimensions.

Inventive Principle:
Principle #1Segmentation

Solution Approach 2:

The patent transforms complex property attributes into standardized score parameters that range from 0 to 100. By changing the parameter representation from raw, heterogeneous data to normalized scores, the system can comprehensively evaluate multiple property aspects while simplifying the information presentation. This parameter transformation resolves the contradiction by enabling complete information delivery in a standardized, easily comparable format without requiring complex data structures.

Inventive Principle:
Principle #35Parameter changes

3Measurement precision

If comprehensive property attributes are evaluated, then accurate home scores can be generated, but the data processing becomes more complex and resource-intensive

Engineering Contradiction:
Improveaccuracy of home score evaluationVSAvoidcomplexity of data processing system
Core Design Contradiction:
Measurement precisionVSDevice complexity

Solution Approach 1:

The patent divides comprehensive property evaluation into segmented attribute categories (safety, quality, convenience, etc.), where each segment is processed independently to generate specific scores. This segmentation maintains measurement precision by thoroughly evaluating each attribute while managing processing complexity through organized modular computation of discrete score components that can be calculated and aggregated systematically.

Inventive Principle:
Principle #1Segmentation

Data Source

PatentUS20240037680A1Systems and Methods for Generating a Home Score for a User
Publication Date: 2024.02.01 STATE FARM MUTAL AUTOMOBILE INSURANCE COMPANY
  • US20240037680A1 patent drawing
  • US20240037680A1 patent drawing
  • US20240037680A1 patent drawing

AI summary

Systems and methods are described for generating and/or displaying an overall home score for a property. The method may include: retrieving one or more attributes of a property; determining one or more home score factors from the attributes; generating an overall home score; generating a neighborhood score; and displaying the overall home score, the neighborhood score and/or a map.