Identity Message Transmission Control for Recipients
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Solution Overview
Problem
Current identity-related information systems do not effectively transmit credit and non-credit alerts or identity status messages to secondary persons, such as spouses or family members, and minors, and lack the ability for these individuals to control or terminate such transmissions.
Innovation Solution
The system allows consenting adults to designate secondary persons or minors for reciprocal identity monitoring, enabling them to receive and control identity-related messages, with features for authentication, enrollment, and termination of message transmissions, using electronic mail, SMS, or mobile apps.
Engineering Contradictions & Design Principles
Engineering Contradiction Analysis
1Adaptability or versatility
If identity related messages are transmitted only to the primary person's device, then the system maintains simple transmission control, but the secondary person cannot receive or control messages related to their identity information
Solution Approach 1:
The system segments message transmission control by creating separate communication channels for primary persons and secondary persons. Each person type has distinct authorization and control mechanisms, allowing the system to manage complex transmission rights through modular, separated control structures rather than a monolithic system.
Solution Approach 2:
The system implements dynamic transmission control where message routing changes based on real-time authorization status. Secondary persons can dynamically subscribe to or unsubscribe from message streams related to their identity information, and the system adapts message flow accordingly. This dynamic approach enables flexible control without permanent structural complexity.
2Reliability
If the system allows secondary persons to receive identity related messages, then message sharing effectiveness improves, but the risk of unauthorized access or fraud increases
Solution Approach 1:
The system incorporates authentication feedback loops where secondary persons must verify their identity and authorization status before receiving messages. The system continuously monitors message access patterns and requires re-authentication for sensitive operations. This feedback mechanism ensures reliable message delivery to authorized users while detecting and blocking unauthorized access attempts.
Solution Approach 2:
The system introduces an intermediary authentication layer between message sources and recipients. This intermediary verifies identity relationships, authorizes message transmission rights, and logs all access events. The intermediary acts as a security buffer that enables reliable message sharing while mitigating identity theft risks through controlled access mediation.
3Reliability
If the system requires authentication and enrollment for secondary persons, then security and control are improved, but the ease of operation decreases
Solution Approach 1:
The system performs preliminary authentication setup by pre-establishing identity relationships between primary and secondary persons. During initial enrollment, the system pre-configures authorization templates and message subscription preferences. This preliminary action reduces the complexity of subsequent operations, as users work with pre-established security frameworks rather than creating them ad hoc.
Solution Approach 2:
The system enables self-service enrollment where secondary persons can initiate their own authentication and message subscription processes. The system provides automated guidance through enrollment steps, allowing users to complete security setup independently without requiring manual intervention from system administrators. This self-service approach maintains security while improving operational ease.
Data Source
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AI summary
Computer-implemented systems and methods for networks that transmit credit, non-credit or identity related alert messages or other identity related messages relating to a secondary person, minor, or other person to a primary person's device. According to certain embodiments, two or more consenting adults, such as, for example, spouses, can have identity related messages relating to their credit status, and in some cases minors' credit status, transmitted to the device of the other person or persons as well as their own device. Each individual's device is able to communicate with the system in order to control what identity related messages the system transmits to their devices, as well as to devices of the other adult. The system automatically terminates transmitting messages if a fraud event occurs. Each individual's device is also able to terminate transmission of such messages to devices of the other adult.