Identity Scoring via Segmented Authentication Profiles
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Solution Overview
Problem
Traditional identity verification methods are inadequate for remote transactions, as physical documents cannot be examined, and digital images are insecure and easily alterable, making it difficult to authenticate identities in online scenarios.
Innovation Solution
The authentication process is broken into two steps: establishing an identity profile linked to a claimed identity using physical documents and authenticating the claimant through a combination of identity and authentication points, calculating an identity score and authentication score, and determining a confidence score to verify the claimant's identity.
Engineering Contradictions & Design Principles
Engineering Contradiction Analysis
1Reliability
If physical identity documents are used for verification, then authentication security is improved, but the system cannot operate when parties are not in the same physical location
Solution Approach 1:
The patent divides the authentication process into two separate components: identity points (which establish the claimed identity using physical documents) and authentication points (which verify the claimant's identity). This segmentation allows the system to maintain security through physical documents while enabling remote operation through digital transmission of authentication points.
Solution Approach 2:
The patent introduces an intermediary scoring mechanism that evaluates both identity points and authentication points to produce a confidence score. This intermediary component enables remote authentication by digitally processing and comparing authentication points against stored identity profiles without requiring physical presence.
2Adaptability or versatility
If digital images of documents are used for verification, then remote authentication is enabled, but security deteriorates because digital images can be altered or copied
Solution Approach 1:
The patent separates identity verification (using physical documents to establish identity points) from authentication (using authentication points to verify claimants). This prevents reliance on vulnerable digital copies of identity documents while enabling remote authentication through the authentication points mechanism.
Solution Approach 2:
The patent performs preliminary action by establishing identity profiles with identity points before the actual authentication occurs. This preliminary establishment of verified identity information allows secure remote authentication without needing to transmit or rely on vulnerable digital copies of physical documents during the authentication process.
3Measurement precision
If multiple authentication points are collected and validated, then authentication accuracy is improved, but processing complexity increases
Solution Approach 1:
The patent segments the authentication process into collecting identity points, collecting authentication points, validating authentication points against stored data, and calculating a confidence score. This segmentation organizes the complex task of evaluating multiple authentication points into manageable steps, improving accuracy while maintaining processability.
Solution Approach 2:
The patent implements feedback by validating authentication points against stored identity profiles and using the results to calculate a confidence score. This feedback mechanism systematically evaluates multiple authentication points and produces an actionable authentication decision, managing complexity through structured evaluation and clear outcome guidance.
Data Source
AI summary
Method, media, and system for authentication of a claimant as a claimed identity. Embodiments break the authentication process into two steps. In the first step, a registrant establishes an identity profile by presenting identity documents and authentication points that can later be used to verify that they are the person who established the identity profile. Subsequently, when a claimant claims the identity in the identity profile, an identity score and an authentication score can be calculated based on the identity profile and the information provided by the claimant. The authentication score measures how likely it is that the claimant is the same person who established the identity profile. The identity score measures how likely it is that the registrant is who they are claiming to be. The identity score and the authentication score can then be combined to determine the likelihood that the claimant actually corresponds to the claimed identity.