Identity Validation System with Dynamic Scoring
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Solution Overview
Problem
The proliferation of e-commerce and Internet-based communications has led to difficulties in authenticating user identities, resulting in identity theft, fraud, and security breaches, as existing systems rely on unverified information provided by users, making it challenging to distinguish between genuine and fake identities.
Innovation Solution
A system and method for validating and managing user identities through a central computing system that establishes user accounts with unique identifiers, calculates an identity score based on validation status, type, and time since validation, and interacts with identity sources to verify identities, thereby enhancing trustworthiness and security.
Engineering Contradictions & Design Principles
Engineering Contradiction Analysis
1Adaptability or versatility
If users provide identity information in an online environment, then transactions and communications can be facilitated, but the information may be fake or stolen leading to identity theft and fraud
Solution Approach 1:
The system performs preliminary validation of user identities before transactions occur by checking provided identity information against multiple external sources (social media platforms, email services, phone carriers) to verify authenticity in advance, rather than relying on unverified user-provided information
Solution Approach 2:
The patent introduces an intermediary identity validation system that acts as a mediator between users and transaction platforms. This intermediary service independently verifies identities through multiple sources and provides validation scores, separating the identity verification function from the transaction function to ensure reliability
2Ease of operation
If businesses rely on user-provided information for identity verification, then the verification process is simple and fast, but security is compromised due to ease of creating fake personas
Solution Approach 1:
The system merges multiple independent validation methods into a single comprehensive identity verification process. It simultaneously checks identity information against social media profiles, email delivery confirmation, phone carrier verification, and other sources, combining these validations to produce an overall trust score that maintains both simplicity and security
Solution Approach 2:
The validation system is designed to work universally across different identity types and platforms. It can validate email addresses, phone numbers, social media profiles, and other identity markers through a single multi-functional verification process that adapts to different information sources
3Adaptability or versatility
If email headers are easily tampered with to appear from trusted sources, then phishing attacks become effective, but this creates security vulnerabilities in communication systems
Solution Approach 1:
The system performs preliminary validation of email addresses by attempting actual delivery to the provided email account and verifying receipt through the email service provider. This preliminary action detects fake or compromised email addresses before they can be used for phishing, rather than relying solely on potentially tampered email headers
Data Source
AI summary
A system and associated methods for validating and managing user identities are disclosed. In at least one embodiment, a central computing system is configured for receiving and processing data related to an at least one user and associated identity. A user account is established and associated with each user, the account containing at least one of a unique account identifier, an identity score representing a quality rating of the user based on the at least one identity, and an identity table containing details related to the at least one identity. In at least one embodiment, the computing system is capable of selectively validating the at least one identity, dynamically calculating the identity score associated with the at least one user, and even leveraging select unique identifying data to create a persistent multi-factor authentication process in conjunction with a mobile device associated with the at least one user.