Unified Identity Verification Using Reusable Authentication Tokens
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Solution Overview
Problem
Existing systems face challenges in securely and efficiently authenticating user identities across multiple entities, leading to insecure transmission of personal information and cumbersome verification processes.
Innovation Solution
A system where individuals register once with an authenticating entity, generating authentication tokens that can be used across various entities for verification, minimizing information transfer and simplifying the authentication process.
Engineering Contradictions & Design Principles
Engineering Contradiction Analysis
1Reliability
If individuals register with each entity separately for verification, then each entity can independently verify identity, but the process becomes cumbersome and requires repeated information provision
Solution Approach 1:
The patent implements a universal authentication system where a single registration with one entity enables verification across multiple entities. The authentication token generated from one registration serves multiple purposes and multiple entities, eliminating the need for separate registrations while maintaining verification reliability across the network.
Solution Approach 2:
The system performs preliminary authentication by verifying identity once during initial registration with any entity in the network. This preliminary verification result is then cached and reused for subsequent authentications with other entities, avoiding repeated verification processes while ensuring reliability.
2Reliability
If personal information is transmitted directly from customer to each vendor, then verification can be performed, but security risks increase and information transfer becomes excessive
Solution Approach 1:
The patent introduces an intermediary authentication token system that mediates between the customer and vendors. Instead of transmitting personal information directly from customer to each vendor, the system uses authenticated tokens as intermediaries that carry verification results, eliminating the need for repeated personal information transmission while maintaining authentication accuracy.
Solution Approach 2:
The system extracts the essential authentication result from the complex personal information and separates it into a standalone authentication token. This token contains only the necessary verification data without exposing sensitive personal information, thereby reducing security risks while maintaining verification reliability.
3Reliability
If multiple separate transmissions are made to secondary systems, then each system receives necessary information, but system performance decreases and redundancy increases
Solution Approach 1:
The patent merges multiple separate authentication transmissions into a single unified authentication process. By combining the authentication results into one token that can be reused across multiple secondary systems, the system maintains authentication capability for all entities while eliminating redundant transmissions and improving network performance.
Data Source
AI summary
Apparatus, systems, and methods are disclosed that operate to receiving an authentication request at a server associated with an authenticating entity from a requesting party responsive to a request being provided to the requesting party by a client terminal associated with an unauthenticated individual purporting to be an individual account owner previously authenticated with the authenticating entity. A token from the client terminal associated with the unauthenticated individual is received, and the token includes information associated with the unauthenticated individual and a user permission authorizing the authenticating entity to share a selected portion of the information with a plurality of selected requesting parties. The server associated with the authenticating entity authenticates the unauthenticated individual as the individual account owner based on, inter alia, matching the token to a pre-registered identity uniquely associated with the individual account owner. Additional apparatus, systems, and methods are disclosed.