User Identity Verification via Confidence Score Mediation
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Solution Overview
Problem
There is a conflict between organizations' need to verify the identity of individuals and individuals' desire for privacy, as existing verification methods often require sensitive information disclosure, which is cumbersome and may deter privacy-conscious users, while skipping verification exposes organizations to risks of fake identities.
Innovation Solution
A network-based user-directed identity verification system where users send identity information to a verification server, which calculates a confidence score and allows users to control access levels, with organizations receiving confirmation of possession rather than storing the information.
Engineering Contradictions & Design Principles
Engineering Contradiction Analysis
1Reliability
If the organization requires the user to provide sensitive identity information for verification, then the verification reliability is improved, but the user's privacy protection deteriorates
Solution Approach 1:
The patent introduces a verification server as an intermediary between the user and the organization. The user provides identity information to the verification server, which then verifies the information and provides confirmation to the organization without the organization directly accessing or storing the sensitive identity information. This mediator approach maintains verification reliability while protecting user privacy.
2Reliability
If the organization requires multiple pieces of identification and forms for verification, then the verification reliability is improved, but the ease of operation deteriorates
Solution Approach 1:
The verification server automatically performs the verification process by receiving identity information from the user, validating it against stored data, and providing confirmation to the organization. This automated self-service approach eliminates the need for users to manually fill out multiple forms and submit multiple identification documents to different departments, significantly improving ease of operation while maintaining verification reliability.
3Reliability
If the organization stores the user's identity information, then the verification reliability is improved, but the liability and security risks worsen
Solution Approach 1:
The patent extracts the sensitive identity information from the organization's system and stores it only on the verification server. The organization receives only a verification confirmation indicating that the user's identity has been verified, without actually obtaining or storing the sensitive identity information. This extraction approach allows the organization to maintain verification reliability while eliminating liability and security risks associated with storing sensitive data.
Data Source
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Figure 2B
AI summary
User-directed identity verification over a network. In one embodiment, a method may include receiving identity information of a user, storing the identity information, calculating a confidence score for the identity information that indicates a level of confidence that the identity information belongs to the user, receiving a request for the identity information of the user, or for confirmation of possession of the identity information of the user, to be sent to an organization, sending an authorization request for the user to authorize the organization to access the identity information or to receive the confirmation of possession of the identity information, receiving a grant of authorization for the organization to access the identity information or to receive the confirmation of possession of the identity information, sending the identity information, or the confirmation of possession of the identity information, and the confidence score for the identity information.