Identity Verification System with Multi-Layer Authentication
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Solution Overview
Problem
Current identity verification methods for online transactions, particularly in online testing and coursework submission, fail to prevent proxy impersonation due to the lack of a unified nationwide database and inability to function as a stand-alone solution, often relying on integrated products that do not effectively combine multiple authentication methods with observed initial enrollment and continuous verification.
Innovation Solution
A system and method that uses a server to schedule a remote live person enrollment session, capturing user photos via webcam, validating government-issued identification, prompting knowledge-based authentication questions, and recording keystroke samples, with optional third-party validation and notification for failed verifications, to perform multi-layered identity verification.
Engineering Contradictions & Design Principles
Engineering Contradiction Analysis
1Reliability
If multiple authentication methods are used to increase identity verification certainty, then reliability of identity verification is improved, but device complexity increases
Solution Approach 1:
The patent combines multiple authentication methods (government-issued ID verification, knowledge-based authentication questions, and keystroke analysis) into a unified identity verification system. These methods are integrated to work together sequentially, where each method contributes to the overall certainty of identity verification while being coordinated through a single system architecture.
Solution Approach 2:
The system performs multiple functions within a single verification process: capturing and verifying government ID, administering knowledge-based questions, recording keystroke patterns, and comparing all data against enrollment information. This multi-functional approach allows one system to handle diverse authentication methods without requiring separate systems for each method.
2Ease of operation
If a stand-alone identity verification solution is implemented, then ease of operation is improved, but adaptability decreases
Solution Approach 1:
The patent structures the identity verification system as a self-contained module with distinct functional components: enrollment module, verification module, and data comparison module. Each component operates independently but connects through standardized interfaces, allowing the system to function as a stand-alone solution while potentially being integrated into larger systems through its modular architecture.
3Reliability
If observed initial enrollment with continuous verification is implemented, then reliability of identity verification is improved, but loss of time increases
Solution Approach 1:
The system performs an initial enrollment phase where the user's government ID, knowledge-based answers, and keystroke patterns are captured and stored as reference data. This preliminary action creates a baseline for future verifications, allowing subsequent identity checks to compare against pre-established data rather than requiring re-collection of all authentication information.
Solution Approach 2:
The system maintains continuous verification capability by repeatedly comparing authentication data against the enrolled baseline information. This continuous comparison process occurs automatically during each verification attempt, providing ongoing identity validation without requiring manual intervention for each check.
Data Source
AI summary
Certain embodiments of the invention generally relate to identity verification. A server may include at least one processor, and at least one memory including computer program code. The at least one memory and the computer program code may be configured to, with the at least one processor, cause the server at least to receive a data signal from a user computer for a user request to schedule an enrollment session with a remote live person, send a data signal to the user computer, capture a picture of the user via the webcam, perform a first verification, perform a second verification, perform a third verification, and perform a subsequent identity verification of the user.