Instant Messenger Payment Integration for E-commerce
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Solution Overview
Problem
The conventional method of online shopping through E-commerce websites, which requires users to log onto both the E-commerce website and a third-party payment system, is inefficient, leading to low processing efficiency.
Innovation Solution
A method and system that utilize an instant messenger (IM) terminal, IM server, and third-party system to receive and process order data, acquiring and forwarding account and password information to deduct payment from one account and add it to another based on the order data, thereby streamlining the payment process.
Engineering Contradictions & Design Principles
Engineering Contradiction Analysis
1Productivity
If users log onto both E-commerce website and third-party payment system separately, then payment security is maintained, but processing efficiency deteriorates
Solution Approach 1:
The patent combines the E-commerce website and third-party payment system into a unified integrated system. The payment processing is merged with the shopping platform, allowing users to complete transactions without switching between separate systems. This integration directly resolves the contradiction by improving processing efficiency while maintaining security through unified authentication mechanisms.
Solution Approach 2:
The integrated system performs multiple functions within a single platform - both e-commerce transactions and payment processing. The system universally handles shopping, ordering, and payment operations without requiring separate login sessions, thereby eliminating the need for multiple logins while maintaining comprehensive security protocols.
2Ease of operation
If users log onto third-party system for payment processing, then payment security is ensured, but user convenience deteriorates
Solution Approach 1:
By merging the payment system with the E-commerce platform, users remain within a single interface throughout the entire transaction process. This eliminates the time-consuming step of logging into a separate third-party system, directly improving user convenience while reducing processing time.
Solution Approach 2:
The system performs preliminary integration of payment functionality within the E-commerce platform before transactions occur. Users pre-register and set up payment methods within the shopping platform itself, so that during actual purchases, no additional login steps are required, thereby saving time and improving convenience.
3Speed
If separate systems are used for shopping and payment, then system security is maintained, but processing speed deteriorates
Solution Approach 1:
The patent merges previously separate shopping and payment systems into a unified architecture. This integration eliminates the need for data transmission and authentication handshakes between separate systems, directly increasing processing speed while managing architectural complexity through unified design.
Data Source
AI summary
Systems and methods are provided for processing objects. For example, a call request message is received, the call request message carrying an identification (ID) of order data associated with one or more objects, the order data including at least a total value of the objects and an ID of a second subject; a first account related to a first subject and a user password related to the first subject are acquired; the first account and the user password and the ID of the order data are sent; the first account and the user password and the ID of the order data are forwarded; and based on at least information associated with the first account and the user password and the ID of the order data, the total value is deducted from a first value included in the first account related to the first subject.