Image Analysis for Vehicle Damage Cost Estimation

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Solution Overview

Problem

Traditional methods for estimating repair costs of damaged objects, such as vehicles, are time-consuming, expensive, and prone to inaccuracy due to varying expertise and subjective opinions, leading to inconsistent and unreliable estimates.

Innovation Solution

A method utilizing image analysis where images of the damaged object are processed to determine component state information, enabling the calculation of accurate and consistent cost estimates through a computer-implemented image analysis service, which can be communicated in real-time for immediate decision-making.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Measurement precision

If traditional manual inspection methods are used to assess damage, then human expertise and judgment can be applied, but the process becomes time-consuming and expensive

Engineering Contradiction:
Improvedamage assessment accuracyVSAvoidinspection time
Core Design Contradiction:
Measurement precisionVSLoss of time

Solution Approach 1:

The patent replaces manual mechanical inspection with an automated image analysis system using computer vision and machine learning algorithms. The system processes images of damaged vehicles to automatically identify and assess damage, eliminating the need for manual inspection while maintaining or improving accuracy through consistent algorithmic evaluation.

Inventive Principle:
Principle #28Mechanics substitution (Replace mechanical system)

Solution Approach 2:

The patent creates a digital copy of the physical damage through image capture and processing. Multiple images of the damaged vehicle are taken from different angles and processed to generate a comprehensive digital representation of the damage, which is then analyzed by the system to determine repair costs and scope.

Inventive Principle:
Principle #26Copying

2Adaptability or versatility

If manual inspection by individuals is used, then flexibility in assessment approaches is available, but consistency and objectivity of estimates deteriorate due to varying expertise

Engineering Contradiction:
Improveassessment flexibilityVSAvoidestimate consistency
Core Design Contradiction:
Adaptability or versatilityVSReliability

Solution Approach 1:

The patent transforms the assessment process by changing the fundamental parameter from human judgment to algorithmic analysis. The system uses standardized image processing parameters and machine learning models that consistently evaluate damage across all cases, eliminating variability introduced by different inspectors' expertise levels and subjective opinions.

Inventive Principle:
Principle #35Parameter changes

Solution Approach 2:

The patent creates a universal assessment system that applies the same image analysis algorithms and evaluation criteria to all damaged vehicles regardless of the inspector. The system handles multiple vehicle types, damage scenarios, and assessment requirements through a single unified platform, ensuring consistent and objective results across diverse cases.

Inventive Principle:
Principle #6Universality (Multi-functionality)

3Measurement precision

If detailed manual examination is performed to ensure accuracy, then measurement precision improves, but processing time and costs increase

Engineering Contradiction:
Improvedamage detection accuracyVSAvoidassessment speed
Core Design Contradiction:
Measurement precisionVSProductivity

Solution Approach 1:

The patent enables continuous automated assessment by processing images through a streamlined pipeline that continuously identifies, analyzes, and evaluates damage without interruption. The system can process multiple images and vehicles in sequence without the breaks, repositioning, and coordination required in manual inspection, maintaining high productivity while ensuring thorough examination through automated multi-angle image capture and analysis.

Inventive Principle:
Principle #20Continuity of useful action

Data Source

PatentUS11836910B1Estimation using image analysis
Publication Date: 2023.12.05 UNITED SERVICES AUTOMOBILE ASSOCIATION (USAA)
  • US11836910B1 patent drawing
  • US11836910B1 patent drawing
  • US11836910B1 patent drawing

AI summary

Techniques are described for performing estimations based on image analysis. In some implementations, one or more images may be received of at least portion(s) of a physical object, such as a vehicle. The image(s) may show damage that has occurred to the portion(s) of the physical object, such as damage caused by an accident. The image(s) may be transmitted to an estimation engine that performs pre-processing operation(s) on the image(s), such as operation(s) to excerpt one or more portion(s) of the image(s) for subsequent analysis. The image(s), and/or the pre-processed image(s), may be provided to an image analysis service, which may analyze the image(s) and return component state information that describes a state (e.g., damage extent) of the portion(s) of the physical object shown in the image(s). Based on the component state information, the estimation engine may determine a cost estimate to repair and/or replace damaged component(s).