Automated Image Anomaly Detection for Appraisal Reports

Resolve Bottlenecks,
Find Innovative Solutions
Generate Solutions

Solution Overview

Problem

Current manual and non-computerized appraisal report review processes are inefficient, leading to high costs and time consumption, with a low probability of detecting fraudulent or erroneous reports, as they can only review a small percentage of submissions, allowing potential fraud and inaccuracies to go undetected.

Innovation Solution

An image anomaly detection system that automates the processing of appraisal reports by extracting images, generating image IDs, and analyzing image quality indices to detect duplicates, poor quality images, and modifications, using engines like duplicate detection, image quality assessment, and image modification detection engines to flag anomalies.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Productivity

If manual review processes are used, then human judgment can be applied, but processing time is excessive and only a small percentage of submissions can be reviewed

Engineering Contradiction:
Improvenumber of submissions reviewedVSAvoidprocessing time
Core Design Contradiction:
ProductivityVSLoss of time

Solution Approach 1:

The patent replaces manual mechanical review processes with an automated computerized system that uses image processing algorithms and machine learning models to analyze appraisal report images, thereby eliminating human time constraints and enabling processing of 100% of submissions

Inventive Principle:
Principle #28Mechanics substitution (Replace mechanical system)

Solution Approach 2:

The system enables self-service automation where the computerized review system independently performs image analysis, anomaly detection, and fraud identification without requiring human intervention for each submission, allowing continuous high-volume processing

Inventive Principle:
Principle #25Self-service

2Reliability

If manual review processes are used, then reviewers can exercise judgment, but the probability of detecting fraud is low due to limited review capacity

Engineering Contradiction:
Improvefraud detection accuracyVSAvoidreview coverage percentage
Core Design Contradiction:
ReliabilityVSProductivity

Solution Approach 1:

The patent segments the review process into multiple specialized automated engines including image quality assessment, duplicate detection, and anomaly detection, each targeting specific fraud indicators to comprehensively analyze 100% of submissions with high detection accuracy

Inventive Principle:
Principle #1Segmentation

Solution Approach 2:

The system creates digital copies and analyzes image data through multiple detection engines simultaneously, enabling comprehensive fraud detection across all submissions without physical constraints on review capacity

Inventive Principle:
Principle #26Copying

3Speed

If automated image processing is implemented, then processing speed increases, but system complexity increases

Engineering Contradiction:
Improveprocessing speedVSAvoidsystem complexity
Core Design Contradiction:
SpeedVSDevice complexity

Solution Approach 1:

The complex automated system is divided into distinct functional modules including image extraction, quality assessment, duplicate detection, and anomaly detection engines, allowing each component to be optimized independently while maintaining overall processing speed

Inventive Principle:
Principle #1Segmentation

Solution Approach 2:

The patent implements a universal platform that handles multiple review functions (image quality checking, duplicate detection, fraud analysis) through a single integrated system, reducing overall complexity compared to multiple separate systems

Inventive Principle:
Principle #6Universality (Multi-functionality)

Data Source

PatentUS11594013B2System, device, and method for image anomaly detection
Publication Date: 2023.02.28 FREDDIE MAC
  • US11594013B2 patent drawing
  • US11594013B2 patent drawing
  • US11594013B2 patent drawing

AI summary

Systems and methods for detecting image anomalies include extracting one or more detected images from a submission file received from at least one computing device and generating an image identification (ID) for each of the one or more images. One or more image quality indices are determined for the submission file based on at least one of predetermined image features, an image type of the one or more images, and submission file attributes, and one or more image anomalies associated with the one or more images of the submission file are detected based on at least one of the image ID and the one or more image quality indices.