Image Display and Customization for User-Specific Bank Cards

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Solution Overview

Problem

Existing bank card functionalities lack versatility and customization options, limiting user engagement and retention.

Innovation Solution

A computing system that displays user-specific images associated with bank cards, allowing users to modify visual elements and apply parameters through selectable input options, and generates physical apparatuses with user-defined visual elements.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Adaptability or versatility

If traditional bank card functionalities are provided, then basic financial transactions are enabled, but user engagement and retention are limited due to lack of customization

Engineering Contradiction:

Improvefunctionality versatilityVSAvoidcustomer retention

Core Design Contradiction:

Adaptability or versatilityVSReliability

Solution Approach 1:

The bank card system transitions from static functionality to dynamic customization, allowing users to modify visual elements, set spending parameters, and adjust card features in real-time through digital interfaces, making the card adaptable to changing user needs and preferences

Inventive Principle:

Principle #15Dynamics

Solution Approach 2:

The system enables users to change multiple parameters including visual design elements, spending limits, transaction parameters, and card features, transforming the bank card from a fixed financial tool to a customizable platform that adapts to individual user behaviors and preferences

Inventive Principle:

Principle #35Parameter changes

2Ease of operation

If basic bank card features are provided, then financial transactions are enabled, but user interaction and engagement are insufficient

Engineering Contradiction:

Improvetransaction convenienceVSAvoiduser engagement

Core Design Contradiction:

Ease of operationVSReliability

Solution Approach 1:

Users are empowered to independently customize their bank card experience by selecting visual elements, setting spending parameters, and configuring card features through self-service digital interfaces, eliminating the need for manual bank assistance and increasing engagement

Inventive Principle:

Principle #25Self-service

Solution Approach 2:

The system adds a digital customization dimension to the traditional physical bank card, creating a hybrid experience where users can modify visual and functional parameters through digital interfaces while the physical card remains a tangible financial tool

Inventive Principle:

Principle #17Another dimension (Dimensionality change)

3Ease of manufacture

If standardized bank card designs are used, then manufacturing is simplified, but user personalization and customization are limited

Engineering Contradiction:

Improvecard production simplicityVSAvoidvisual customization

Core Design Contradiction:

Ease of manufactureVSAdaptability or versatility

Solution Approach 1:

The system creates digital copies and representations of bank card visual elements that can be freely customized without affecting the physical card manufacturing process, allowing users to personalize their card experience through digital designs while the physical production remains standardized

Inventive Principle:

Principle #26Copying

Solution Approach 2:

The bank card system is segmented into distinct customizable visual elements (colors, patterns, text, images) that can be independently selected and modified by users, while the underlying physical card structure remains standardized for efficient manufacturing

Inventive Principle:

Principle #1Segmentation

Data Source

PatentUS20250335517A1Image display systems and methods

Publication Date: 2025.10.30 TRUIST BANK

AI summary

Systems and methods display, via a user interface of a user device, a webpage associated with a user account of a user and comprising image(s), each image being associated with a corresponding user apparatus specific to the user. Selectable input options associated with each user apparatus corresponding to each image are provided, via the webpage, where each selectable input option comprises element setting(s) each having rules associated therewith that regulate user apparatus elements of each user apparatus, where at least one selectable input option of the selectable input options includes a modifiable visual element of an image. An indication is received to generate a physical apparatus comprising a visual element selected by the user, the visual element modifying the modifiable visual element of the image, where the generated physical apparatus is to be distributed to a physical location defined by the user.