Image Routing Processor for Financial Transaction Verification

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Solution Overview

Problem

Routing image files in networks often introduces delays due to the lack of uniquely identifiable characteristics, which can hinder efficient information sharing and user confidence in financial transactions.

Innovation Solution

A system comprising primary network resources, secondary network resources, and an image routing processor that creates a real-time association between the image file and an image address, allowing immediate retrieval of the image file from a financial institution's repository before the financial transaction is posted.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Loss of information

If image files are routed through network resources for financial transactions, then information sharing capability is improved, but routing delays occur due to lack of uniquely identifiable characteristics

Engineering Contradiction:
Improveinformation sharing efficiencyVSAvoidrouting delay
Core Design Contradiction:
Loss of informationVSLoss of time

Solution Approach 1:

The system creates an image address and stores it in association with the image file before the financial transaction is completed. This preliminary action allows the image file to be retrieved quickly later without waiting for the transaction to finish, thus reducing routing delays while maintaining information sharing capability

Inventive Principle:
Principle #10Preliminary action

Solution Approach 2:

The patent introduces an image address as an intermediary element that mediates between the image file and the routing system. This image address serves as a uniquely identifiable characteristic that enables efficient routing and retrieval of image files without requiring the entire transaction processing to complete first

Inventive Principle:
Principle #24Intermediary (Mediator)

2Reliability

If image files are stored in a repository and routed back to user devices, then user verification capability is improved, but network performance deteriorates due to routing delays

Engineering Contradiction:
Improveuser verification capabilityVSAvoidnetwork performance
Core Design Contradiction:
ReliabilityVSProductivity

Solution Approach 1:

The image address is created and stored in the repository before the financial transaction is posted. This allows user devices to retrieve and verify image files immediately without waiting for transaction completion, thereby maintaining verification capability while preserving network performance

Inventive Principle:
Principle #10Preliminary action

Solution Approach 2:

The system separates the image file storage and addressing function from the financial transaction processing. The image address and file are stored independently in the repository, allowing parallel processing where retrieval operations can occur without blocking transaction operations, thus maintaining both reliability and productivity

Inventive Principle:
Principle #1Segmentation

Data Source

PatentUS10210493B2Routing an image within a network
Publication Date: 2019.02.19 BANK OF AMERICA CORP
  • US10210493B2 patent drawing
  • US10210493B2 patent drawing
  • US10210493B2 patent drawing

AI summary

A system for routing an image file in a network includes primary network resources, secondary network resources, and an image routing processor that receives the image file from a user device via the primary network resources, creates an association in real-time between the image file and an image address that facilitates retrieving the image file from a repository of a financial institution, communicates a message enabling the user device to use the image address to immediately retrieve the image file stored in the repository of the financial institution, receives a user request to retrieve the image file associated with the image address, uses the image address to retrieve the image file from the repository of the financial institution, and routes the image file prior to the secondary network resources posting a financial transaction based on a financial instrument depicted in the image file.