Life Insurance Policy Display Tool with Segmented Interface

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Solution Overview

Problem

Current graphical user interfaces in industries such as life insurance are complex and unable to efficiently present large volumes of data from multi-page documents, leading to difficulties in navigation and access to critical information.

Innovation Solution

A display tool that provides an improved graphical user interface allowing users to access all relevant information about a life insurance policy directly from the main page, through a single link, or by expanding additional sections, using graphical representations to simplify understanding.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Loss of information

If traditional multi-page documents are converted to graphical user interfaces to provide electronic access to information, then information accessibility is improved, but interface complexity increases making navigation difficult

Engineering Contradiction:
Improveinformation accessibilityVSAvoidinterface complexity
Core Design Contradiction:
Loss of informationVSDevice complexity

Solution Approach 1:

The interface is segmented into multiple functional regions (navigation region, content display region, control region) that can be independently accessed and manipulated. This allows comprehensive information access while maintaining organizational simplicity through regional division.

Inventive Principle:
Principle #1Segmentation

Solution Approach 2:

The graphical user interface implements a nested structure where main pages contain multiple linked pages, and each region can be expanded or collapsed to show/hide content. This nested organization allows comprehensive information to be packaged in a compact, navigable format.

Inventive Principle:
Principle #7Nested doll (Nesting)

2Ease of operation

If all data from multi-page documents is presented on a single display page, then navigation simplicity is improved, but display area limitations prevent complete information presentation

Engineering Contradiction:
Improvenavigation simplicityVSAvoiddisplay area
Core Design Contradiction:
Ease of operationVSArea of stationary object

Solution Approach 1:

The interface regions are designed to be dynamic - they can be expanded, collapsed, and reconfigured based on user needs. This allows the display to adapt between showing comprehensive information and maintaining navigational simplicity depending on the current view state.

Inventive Principle:
Principle #15Dynamics

Solution Approach 2:

The interface uses multiple spatial dimensions and layers to organize information. Instead of cramming all content into a single flat page, information is distributed across multiple regions and linked pages that can be accessed through the main page, effectively using the third dimension (depth) for information organization.

Inventive Principle:
Principle #17Another dimension (Dimensionality change)

3Loss of information

If multiple menus and linked pages are created to organize large volumes of data, then information organization is improved, but user navigation becomes difficult and time-consuming

Engineering Contradiction:
Improveinformation organizationVSAvoidnavigation time
Core Design Contradiction:
Loss of informationVSLoss of time

Solution Approach 1:

The interface pre-organizes information into logical regions and pre-establishes navigation paths between them. Frequently accessed information is positioned in easily accessible regions, and direct links are provided between related content, eliminating the need for users to navigate through multiple hierarchical menus.

Inventive Principle:
Principle #10Preliminary action

Solution Approach 2:

The main page serves as an intermediary hub that provides direct access to all major information sections. Instead of requiring users to navigate through deep menu hierarchies, the main page acts as a central mediator with direct links to all key content areas, significantly reducing navigation steps.

Inventive Principle:
Principle #24Intermediary (Mediator)

4Productivity

If comprehensive policy information is made easily accessible from the main page, then monitoring efficiency is improved, but interface complexity increases

Engineering Contradiction:
Improvemonitoring efficiencyVSAvoidinterface complexity
Core Design Contradiction:
ProductivityVSDevice complexity

Solution Approach 1:

The main page is designed as a universal access point that provides functionality for viewing multiple types of policy information (performance data, transactions, payments, illustrations) in a single unified interface. This multi-functional design allows comprehensive monitoring without requiring users to switch between multiple specialized pages or applications.

Inventive Principle:
Principle #6Universality (Multi-functionality)

Data Source

PatentUS20250036641A1Display Tool
Publication Date: 2025.01.30 THE PRUDENTIAL INSURANCE COMPANY OF AMERICA
  • US20250036641A1 patent drawing
  • US20250036641A1 patent drawing
  • US20250036641A1 patent drawing

AI summary

An apparatus includes a display, a memory, and a hardware processor. The processor accesses a database that includes initial assumptions, current assumptions, values of a life insurance policy over time, transactions, and payments. The processor displays on a first region of the display a baseline curve, a historical performance curve, and an in-force curve. The processor further displays on various other regions of the display a series of points representing the transactions, a current policy value, a first link to download a first file, a second link to display the current assumptions, a third link to download a second file, a fourth link to display the initial assumptions, a fifth link to open an in-force illustrator used to generate an illustration, a sixth link to create or update a new baseline, a seventh link to display the payments, and an eighth link to display the transactions.