Insurance Verification Blocking for Screen Sharing Fraud
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Solution Overview
Problem
Existing insurance systems are vulnerable to malicious fraud through screen and page sharing, allowing unauthorized users to deceive servers into processing fraudulent insurance claims.
Innovation Solution
Implement methods and apparatuses to detect and intercept insurance fraud by monitoring screen sharing behaviors and screenshot timing during insurance verification processes, using client-side and server-side verification mechanisms to block fraudulent activities.
Engineering Contradictions & Design Principles
Engineering Contradiction Analysis
1Ease of operation
If screen sharing and screenshot functions are enabled during insurance verification, then user convenience and verification flexibility are improved, but the system becomes vulnerable to malicious fraud operations
Solution Approach 1:
The system performs preliminary actions by monitoring and detecting screen sharing and screenshot behaviors before the insurance verification is completed. The client device continuously monitors for these actions during the verification process, and the server checks for their occurrence before finalizing the insurance processing, thereby preventing fraud in advance
Solution Approach 2:
The system implements feedback mechanisms where the client device sends verification status information to the server, including whether screen sharing or screenshot actions were detected. The server processes this feedback and makes decisions about whether to approve or reject the insurance verification, creating a closed-loop control system that responds to detected behaviors
2Measurement precision
If the system monitors screen sharing and screenshot behaviors during verification, then fraud detection capability is improved, but system complexity increases
Solution Approach 1:
The fraud detection system is segmented into distinct functional modules: a monitoring module on the client device that detects screen sharing and screenshot actions, a communication module that transmits verification status to the server, and a decision module on the server that processes the information and makes approval/rejection decisions. This segmentation allows each component to perform its specific function with relative simplicity
Solution Approach 2:
The server acts as an intermediary between the client device and the insurance processing system. It receives verification status information from the client, including data about screen sharing and screenshot behaviors, processes this information according to fraud detection rules, and then determines whether to approve the insurance verification. This intermediary approach centralizes the complexity of fraud detection logic in one location
Data Source
AI summary
This specification discloses methods and apparatuses for improving data security. In an implementation, a method includes: in response to receiving an electronic device insurance verification request initiated by a user, displaying an insurance verification page, monitoring a sharing interface of the electronic device, to determine whether screen sharing occurs after the electronic device displays the insurance verification page, and blocking insurance verification in response to determining that the screen sharing occurs.