Interaction Validation Using Obfuscated User and Device Identifiers

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Solution Overview

Problem

Data shared outside a firewall during interactions between internal and external entity servers is vulnerable to interception by bad actors, compromising security and slowing down processing times.

Innovation Solution

The system splits user data into logical components, obfuscates them with unique identifiers, and generates authentication responses outside the firewall, enhancing security and processing speed.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Reliability

If user data is shared outside the firewall during interactions between external and internal entity servers, then data validation and processing can be performed, but the data becomes vulnerable to interception by bad actors

Engineering Contradiction:
Improvedata validationVSAvoiddata interception
Core Design Contradiction:
ReliabilityVSObject-affected harmful factors

Solution Approach 1:

The patent segments user data into multiple logical data components before transmission. Each component is processed and validated separately, reducing the risk that interception of one component compromises the entire dataset. The segmentation allows the system to maintain validation reliability while minimizing the harm from potential interception.

Inventive Principle:
Principle #1Segmentation

Solution Approach 2:

The patent introduces an intermediary validation process that occurs within the firewall boundary. The internal entity server validates logical data components before they are combined and used, acting as a mediator that ensures data integrity without requiring all data to be exposed outside the firewall.

Inventive Principle:
Principle #24Intermediary (Mediator)

2Reliability

If data is transmitted back and forth between external and internal entity servers for validation, then interactions can be authorized, but processing time increases

Engineering Contradiction:
Improveinteraction authorizationVSAvoidprocessing time
Core Design Contradiction:
ReliabilityVSLoss of time

Solution Approach 1:

The patent performs preliminary validation of logical data components at the internal entity server before the complete data set is reconstructed. This preliminary action allows the system to determine early whether validation will succeed, avoiding unnecessary back-and-forth transmissions and reducing overall processing time.

Inventive Principle:
Principle #10Preliminary action

Solution Approach 2:

By segmenting data into logical components that can be validated independently, the system parallelizes the validation process. Multiple components are validated simultaneously rather than sequentially, significantly reducing the time required for interaction authorization while maintaining reliability.

Inventive Principle:
Principle #1Segmentation

Data Source

PatentUS20260032116A1System and Method for Validating an Interaction
Publication Date: 2026.01.29 BANK OF AMERICA CORP
  • US20260032116A1 patent drawing
  • US20260032116A1 patent drawing

AI summary

A method is provided that includes receiving a request to perform an interaction that includes user data and device data. The method includes splitting the user data into one or more logical data components. The method includes comparing the one or more logical data components to one or more predetermined validation thresholds. The method includes determining whether the one or more logical data components satisfy the one or more predetermined validation thresholds. In response to determining that the one or more logical data components satisfy the one or more predetermined validation thresholds, the method includes obfuscating the one or more logical data components to generate one or more unique identifiers, and obfuscating the device data to generate a unique device identifier. The method includes generating an authentication response configured to authorize the external entity server to perform the interaction that includes the unique identifiers and unique device identifier.