Intermediary Account Bridging for Cross-Platform Transaction Sync
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Solution Overview
Problem
Conventional systems face inefficiencies in communicating and unifying user account data and transactions across different network transaction platforms, requiring dedicated APIs and causing excessive network traffic and slow transaction times due to rigid communication limitations and inflexible integration.
Innovation Solution
A transaction platform coordination system that utilizes intermediary holding accounts to facilitate quick network transactions and unify user account modifications across disparate platforms, using schematized data messages to transmit instructions for account attribute updates without the need for dedicated APIs.
Engineering Contradictions & Design Principles
Engineering Contradiction Analysis
1Adaptability or versatility
If dedicated APIs are implemented for each combination of transaction network platforms, then network transactions can be enabled across platforms, but system complexity and implementation difficulty increase significantly
Solution Approach 1:
The patent implements an intermediary holding account system that acts as a mediator between different network transaction platforms. Instead of requiring direct dedicated APIs between each platform pair, the system uses intermediary accounts to facilitate transactions across platforms. The intermediary holding account receives funds from the sending account, holds them temporarily, and then transfers them to the receiving account, enabling cross-platform transactions without complex direct integrations.
Solution Approach 2:
The patent creates a universal intermediary holding account system that can handle transactions between any combination of network platforms. Rather than implementing specific dedicated APIs for each platform pair (e.g., Platform A to Platform B, Platform C to Platform D), the system uses a single universal intermediary holding account mechanism that works across all platform combinations, reducing overall system complexity.
2Reliability
If conventional query-based systems are used to update user activity data across platforms, then data can be synchronized, but network traffic and computational resources are excessively consumed
Solution Approach 1:
The patent implements preliminary action by pre-establishing intermediary holding accounts and pre-configuring the transaction coordination system before actual transactions occur. The system proactively sets up the infrastructure for cross-platform transactions, including the intermediary holding accounts and coordination logic, so that when transactions occur, they can be processed efficiently without requiring excessive real-time querying and computational resources.
3Productivity
If message-based requests are used for network transactions, then transactions can be completed, but transaction time increases significantly
Solution Approach 1:
The patent uses intermediary holding accounts as mediators to accelerate transaction processing. Instead of using slow message-based request-response cycles between platforms, the system transfers funds to the intermediary holding account and then to the receiving account in a coordinated manner that reduces waiting time. The intermediary system enables near-real-time transaction completion by maintaining pre-established account connections and coordination mechanisms.
Data Source
AI summary
The disclosure describes embodiments of systems, methods, and non-transitory computer readable storage media that enable network transactions between user accounts belonging to different network transaction platforms and unify user account modifications across user accounts on different network transaction platforms. For instance, the disclosed systems can cause two or more network transaction platforms to transmit and/or receive transactional values from one or more intermediary holding accounts upon receiving network transaction requests between user accounts belonging to the two or more network transaction platforms. In addition, the disclosed system can unify user account data on different network transaction platforms by modifying or updating the user account data (e.g., user attributes) by propagating schematized data messages to the one or more other network transaction platforms with instructions to modify or update the user attributes on other user accounts related to the user account.