Landline Call Fraud Interception Using Server-Side Speech Analysis

Resolve Bottlenecks,
Find Innovative Solutions
Generate Solutions

Solution Overview

Problem

Elderly individuals, who are often non-technologically savvy, are vulnerable to financial scams through non-digital means such as landline phone calls, and existing fraud prevention tools are inadequate for real-world social engineering.

Innovation Solution

A fraud prevention device connected to a landline phone that analyzes speech, provides alerts, and offers geographical risk heat maps, with remote management capabilities to configure settings through a user interface designed for the elderly, using natural language processing to identify potential fraud and educate users.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Reliability

If speech analysis and natural language processing are implemented to detect fraud, then fraud detection capability is improved, but device complexity increases

Engineering Contradiction:
Improvefraud detection capabilityVSAvoiddevice complexity
Core Design Contradiction:
ReliabilityVSDevice complexity

Solution Approach 1:

The patent introduces an application server as an intermediary that performs the complex speech analysis and natural language processing operations. The fraud prevention device itself remains relatively simple, while the server handles the computationally intensive fraud detection algorithms, thereby improving detection capability without significantly increasing device complexity at the user端.

Inventive Principle:
Principle #24Intermediary (Mediator)

2Ease of operation

If a user interface designed for the elderly is implemented, then ease of operation is improved, but device complexity increases

Engineering Contradiction:
Improveease of operationVSAvoiddevice complexity
Core Design Contradiction:
Ease of operationVSDevice complexity

Solution Approach 1:

The system includes automated features such as call blocking, risk level assignments, and alert generation that operate without requiring user configuration or intervention. The device automatically manages fraud prevention functions, reducing the operational burden on elderly users while maintaining a simple interface.

Inventive Principle:
Principle #25Self-service

Solution Approach 2:

The application server acts as an intermediary that handles complex configuration and management tasks remotely. This allows the user interface to remain simple for elderly users while the server manages the sophisticated fraud prevention logic and settings.

Inventive Principle:
Principle #24Intermediary (Mediator)

3Measurement precision

If real-time speech analysis is performed during calls, then fraud detection accuracy is improved, but use of energy increases

Engineering Contradiction:
Improvefraud detection accuracyVSAvoiduse of energy
Core Design Contradiction:
Measurement precisionVSUse of energy by moving object

Solution Approach 1:

The application server performs the energy-intensive real-time speech analysis and natural language processing operations remotely. The fraud prevention device on the user端 remains energy-efficient while the server handles the computationally demanding fraud detection algorithms, achieving high detection accuracy without excessive energy consumption at the user device.

Inventive Principle:
Principle #24Intermediary (Mediator)

Data Source

PatentUS12395586B1Telephonic fraud communication interception systems and methods
Publication Date: 2025.08.19 WELLS FARGO BANK NA
  • US12395586B1 patent drawing
  • US12395586B1 patent drawing
  • US12395586B1 patent drawing

AI summary

A method may include receiving, over a first wired phone line interface of a computing device, a telephone call with an originating call identification; passing the telephone call to an attached phone over a second wired phone line interface; matching, at the computing device, the originating call identification to a number list of a plurality of number lists; based on the number list, assigning, using the computing device, the telephone call a threat level; and presenting, on a display device of the computing device, an identification of the threat level.