License Plate Payment System for Offline Stores
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Solution Overview
Problem
Current systems for vehicle users to perform transactions in offline stores are cumbersome, requiring credit card information and lacking ease of use when paying while driving.
Innovation Solution
A transaction system and method utilizing a license plate number to facilitate payments through a vehicle terminal and mobile device, allowing payment without providing credit card information to the store terminal, by registering and authenticating the license plate number for payment processing.
Engineering Contradictions & Design Principles
Engineering Contradiction Analysis
1Ease of operation
If credit card information is used for payment in offline stores, then payment can be processed, but the transaction process becomes cumbersome and security risks increase for vehicle users
Solution Approach 1:
The patent extracts the credit card information from the transaction process by using license plate number as the payment identifier. The license plate number is already associated with payment account information in the system, so no credit card details need to be provided or stored at the point of sale, eliminating the security risk while maintaining payment capability
Solution Approach 2:
The patent introduces a payment server as an intermediary that manages the association between license plate numbers and payment accounts. The server acts as a mediator between the vehicle terminal and the offline store terminal, processing payments based on license plate recognition without exposing sensitive financial information
2Productivity
If traditional payment methods are used while driving, then transactions can be completed, but the process requires too much user interaction and time
Solution Approach 1:
The system enables self-service payment by automatically recognizing the license plate number and retrieving the associated payment account information. The payment process occurs without requiring the driver to manually input any information, select payment methods, or interact with the terminal, making the transaction efficient and driver-friendly
Solution Approach 2:
The payment account information is pre-associated with the license plate number in the payment server database before the transaction occurs. This preliminary setup allows for instant payment processing when the vehicle arrives at the offline store, eliminating the need for real-time decision-making or information entry by the driver
Data Source
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AI summary
A system and a method for a transaction based on a license plate number. A method of providing data for paying for an item, performed by a mobile device, includes receiving a license plate number from a vehicle terminal through short-range wireless communication, selecting a credit card to be used to pay for an item provided in an offline store, and transmitting the received license plate number and information regarding the selected credit card to a payment server. The license plate number and the information regarding the selected credit card transmitted to the payment server are used for the payment server to authenticate the payment of the item, together with information regarding a license plate number provided from a store terminal of the offline store to the payment server.