Line-of-Credit Fund Tracking Across Gaming Devices
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Solution Overview
Problem
Existing gaming systems require players to repeatedly reactivate lines of credit at each gaming device, creating friction and user tension, and do not efficiently manage funds from different funding sources, leading to unnecessary transactions and environmental waste.
Innovation Solution
A gaming establishment fund management system that tracks and manages funds separately from a gaming establishment account and an outstanding line of credit balance, allowing players to access and transfer funds without automatically repaying the line of credit at each device, reducing friction and minimizing waste.
Engineering Contradictions & Design Principles
Engineering Contradiction Analysis
1Reliability
If the system requires players to repeatedly reactivate lines of credit at each gaming device, then the line of credit can be satisfied with each cash out, but this creates friction and user tension
Solution Approach 1:
The patent segments the line of credit into two separate tracking mechanisms: a traditional line of credit balance and a new 'outstanding line of credit balance' that is separately maintained. This segmentation allows the system to track which funds come from the line of credit without requiring repeated reactivation, thereby reducing user friction while maintaining credit satisfaction reliability.
Solution Approach 2:
The patent introduces an intermediary tracking mechanism - the outstanding line of credit balance - that mediates between the line of credit and the gaming establishment account. This intermediary tracks the portion of funds that originated from the line of credit, enabling automatic satisfaction without requiring player action to reactivate credit at each device.
2Device complexity
If the system tracks all funds together in the gaming establishment account, then fund management is simplified, but funds from different funding sources cannot be distinguished
Solution Approach 1:
The patent segments the fund tracking by maintaining a separate 'outstanding line of credit balance' alongside the general gaming establishment account balance. This segmentation preserves information about which funds originated from the line of credit while keeping the overall system relatively simple through dedicated tracking rather than complex analysis of mixed funds.
3Reliability
If players must repay line of credit with each cash out, then credit is satisfied, but this creates unnecessary transactions and environmental waste
Solution Approach 1:
The patent enables continuous use of line of credit funds across multiple gaming devices without interruption for repayment and reactivation. The separate outstanding line of credit balance allows funds to flow continuously from the line of credit through the gaming establishment account to various devices, eliminating the stop-start pattern that causes unnecessary transactions and waste.
Data Source
AI summary
A system that facilitates a transfer of an amount of funds associated with a line of credit to a gaming establishment account and then to a gaming device, such as an EGM, wherein the amount of funds associated with the line of credit is separately tracked by the system.