Automated Liquidity Distribution Across Multi-User Investment Strategies
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Solution Overview
Problem
Existing investment services lack the capability to automatically adjust and distribute liquidity among accounts based on strategies set by multiple users, leading to inefficiencies in managing liquidity across user accounts.
Innovation Solution
A method and system that utilize a server computer to calculate and distribute liquidity values among accounts, determining transferable and guaranteed liquidity values, and allocating them between guaranteed and non-guaranteed areas, ensuring efficient liquidity management across multiple user strategies and accounts.
Engineering Contradictions & Design Principles
Engineering Contradiction Analysis
1Extent of automation
If existing investment services are used, then basic investment management is provided, but automatic liquidity adjustment and distribution among multiple user accounts is not achieved
Solution Approach 1:
The system enables automatic liquidity adjustment and distribution through self-service mechanisms where the server computer autonomously calculates liquidity values, determines transferable and guaranteed portions, and executes allocations across multiple user accounts based on pre-set strategies, without requiring manual intervention for each transaction
Solution Approach 2:
The liquidity management system is segmented into distinct functional modules: liquidity value calculation, transferable liquidity determination, guaranteed liquidity calculation, and distribution execution. This segmentation allows the system to handle complex multi-user strategy requirements through standardized, reusable components that can independently process different user accounts and strategies
2Productivity
If liquidity is manually managed, then control over liquidity allocation is maintained, but efficiency and speed of liquidity adjustment are reduced
Solution Approach 1:
The system replaces manual mechanical liquidity management processes with automated computational mechanisms. The server computer uses algorithms to calculate liquidity values, determine transferable and guaranteed portions, and execute distributions, substituting human-operated mechanical processes with electronic automation that operates at higher speed and efficiency
Solution Approach 2:
The server computer is designed as a universal platform that can handle multiple user accounts, various investment strategies, and different liquidity scenarios through a single integrated system. This multi-functionality allows the system to maintain efficiency across diverse operations without requiring separate manual processes for each case
Data Source
AI summary
Methods and systems are provided herein that relate generally to automatically adjusting and distributing liquidity among accounts according to strategies set in an investment pool. For example in one embodiment, in an environment that includes a server computer in which strategy information set by a user and including, as minimum information, basic investment information, investment ratio information, and maximum cumulative loss rate information, as well as financial institution account information linked to each strategy are stored, and a financial institution server of the financial institution that operates an account corresponding to the account information, the present disclosure relates generally to a method in which the server computer adjusts and distributes liquidity with regard to the account.