Location-Based Access Approval System for Travel Credential Management
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Solution Overview
Problem
Users often face network and credit card access restrictions while traveling due to location-based security measures, leading to unintentional blocking and potential fraudulent transactions.
Innovation Solution
An access approval system that allows users to notify issuers of their travel plans, updating access credentials and preventing unauthorized access by transmitting travel data to credential issuers via APIs, ensuring seamless network and transaction access while abroad.
Engineering Contradictions & Design Principles
Engineering Contradiction Analysis
1Reliability
If location-based security measures are implemented to prevent fraudulent access, then security reliability is improved, but legitimate user access during travel is blocked
Solution Approach 1:
The system performs preliminary actions by notifying credential issuers of travel plans before the user travels. The access approval system transmits travel data including destination and duration to issuers in advance, so that when the user attempts to access services during travel, the credentials are already updated and access is permitted without interruption.
Solution Approach 2:
The access approval system acts as an intermediary between users and credential issuers. It receives travel plan notifications from users, processes the information, and transmits updated travel data to the appropriate credential issuers via APIs, facilitating automatic credential updates without requiring direct user intervention with each issuer.
2Object-affected harmful factors
If automatic location-based blocking is applied to prevent fraud, then fraudulent transactions are reduced, but legitimate transactions during travel are interrupted
Solution Approach 1:
The system updates credit card travel parameters with destination and duration information before the user travels. This preliminary update ensures that when transactions are attempted during travel, the location-based fraud prevention systems recognize the user's location as authorized, allowing legitimate transactions to proceed without interruption.
Solution Approach 2:
The system implements feedback mechanisms where credential issuers receive travel plan information from users and automatically update their access rules. The issuers' systems then use this updated information to make real-time decisions about transaction authorization, providing feedback loops that distinguish between legitimate travel-related transactions and actual fraud.
3Measurement precision
If manual credential updates with each issuer are required for travel, then access control precision is improved, but user time and effort are increased
Solution Approach 1:
The access approval system merges multiple credential update operations into a single automated process. Instead of requiring users to separately contact each credential issuer to update travel information, the system consolidates these updates by transmitting travel data to multiple issuers through unified API communications, significantly reducing user time and effort while maintaining precise access control.
Solution Approach 2:
The system enables self-service functionality where users can submit their travel plans once through the access approval system, and the system automatically handles the credential updates with all relevant issuers. This eliminates the need for users to manually service each credential update, reducing time loss while maintaining precise access control through automated issuer communications.
Data Source
AI summary
In one aspect, a method of granting geographic-based access authorization, includes storing, with a first processor, an access credential, receiving, with the first processor, travel data for at least one travel plan for a user of the access credential, transmitting, with the first processor, the received travel data to an issuer of the access credential, updating, with a second processor, access rules based on the received travel plans, receiving, by the second processor from the first processor, an access request during travel, authorizing, by the second processor, access to the first processor in accordance with the updated access rules.