Location-Based Compensation Data Transmission

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Solution Overview

Problem

Existing technologies face challenges in identifying recipients of payments in scenarios where the recipient is not easily identifiable, such as when a user wants to reimburse the owner of a parked car for a scratch.

Innovation Solution

A system where a user can create a request to send compensation data to a recipient based on their location, using GPS data, beacon data, or other location-based information, allowing the payment to be sent when the recipient is at or near the specified location.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Measurement precision

If traditional identification methods (phone number, email, username) are used to identify payment recipients, then the recipient can be accurately identified, but the process becomes complex and time-consuming when the recipient is not easily identifiable

Engineering Contradiction:
Improverecipient identification accuracyVSAvoidtime to identify recipient
Core Design Contradiction:
Measurement precisionVSLoss of time

Solution Approach 1:

The patent introduces location data as an intermediary element to identify the recipient. Instead of directly using traditional identifiers (phone number, email), the system uses GPS coordinates or other location data to identify the recipient's device, thereby simplifying the identification process while maintaining accuracy

Inventive Principle:
Principle #24Intermediary (Mediator)

Solution Approach 2:

The patent replaces the manual mechanical process of looking up contact information and communicating with the recipient with an automated electronic system that uses location-based identification to automatically send payment data to the recipient's device

Inventive Principle:
Principle #28Mechanics substitution (Replace mechanical system)

2Reliability

If multiple steps are taken to identify the recipient and find contact information, then the recipient can be located, but the device complexity and operational complexity increase

Engineering Contradiction:
Improvepayment delivery reliabilityVSAvoidsystem complexity
Core Design Contradiction:
ReliabilityVSDevice complexity

Solution Approach 1:

The patent makes the payment system universal by enabling it to work with any recipient regardless of whether traditional contact information is available. The location-based identification method can identify any device at a specific location, making the system applicable to a broader range of scenarios including anonymous recipients

Inventive Principle:
Principle #6Universality (Multi-functionality)

Solution Approach 2:

The patent extracts the essential identifying element (location data) from the complex web of traditional identification methods. By focusing solely on location-based identification, the system removes the need for multiple identification steps and contact information lookup processes

Inventive Principle:
Principle #2Taking out (Extraction)

3Ease of operation

If location-based identification is used to simplify the payment process, then the time and complexity are reduced, but the precision of recipient identification may be compromised

Engineering Contradiction:
Improveease of sending paymentVSAvoidrecipient identification accuracy
Core Design Contradiction:
Ease of operationVSMeasurement precision

Solution Approach 1:

The patent implements a dynamic verification process where the system monitors the recipient's device location over time. The payment is delivered when the device remains at the specified location for a predetermined period, dynamically adjusting the identification confidence based on temporal persistence of location data

Inventive Principle:
Principle #15Dynamics

Solution Approach 2:

The system incorporates feedback mechanisms where the recipient's device must confirm receipt or acknowledge the payment delivery. This feedback loop verifies that the location-based identification correctly identified the intended recipient, thereby maintaining precision while preserving ease of operation

Inventive Principle:
Principle #23Feedback

Data Source

PatentUS12282909B2Transmitting data based on retrieval locations
Publication Date: 2025.04.22 PAYPAL INC
  • US12282909B2 patent drawing
  • US12282909B2 patent drawing
  • US12282909B2 patent drawing

AI summary

A system, a medium, and a method are provided to send compensation data to devices at one or more locations where the data is retrievable. For example, a communication interface of a server device accesses request data, where the request data includes an indication of one or more locations where a compensation amount is retrievable. A compensation data component generates compensation data based on the indication of the one or more locations where the compensation amount is retrievable. A location component determines a location of a client device that corresponds to the one or more locations. A transceiver transmits the compensation data to the client device based on the determined location of the client device that corresponds to the one or more locations.