Location-Based Risk Assessment for Faster Access Control

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Solution Overview

Problem

Existing systems face delays in determining risk associated with entities due to extensive and time-consuming searches across multiple databases for event data, leading to inefficiencies in controlling access to computing systems.

Innovation Solution

A risk assessment computing system retrieves and analyzes location-specific event data from external databases using an identifier, applies an algorithm to generate a risk indicator, and transmits it to control access, thereby improving efficiency and accuracy in access control.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Measurement precision

If systems search every name associated with the entity in every available database containing event data, then the completeness of risk assessment is improved, but the processing time increases significantly

Engineering Contradiction:
Improvecompleteness of risk assessmentVSAvoidprocessing time
Core Design Contradiction:
Measurement precisionVSLoss of time

Solution Approach 1:

The patent segments the database search process by organizing databases into location-specific groups and searching only relevant databases based on the entity's location data. This divides the comprehensive search into targeted queries, reducing time while maintaining assessment completeness.

Inventive Principle:
Principle #1Segmentation

Solution Approach 2:

The system applies local quality by searching databases specific to the entity's location rather than all databases. It uses location data to determine which databases are relevant, focusing search efforts on local jurisdictions and regions where the entity is most likely to have recorded events.

Inventive Principle:
Principle #3Local quality

2Measurement precision

If systems conduct extensive searches across multiple databases, then the accuracy of risk determination is improved, but the productivity decreases

Engineering Contradiction:
Improveaccuracy of risk determinationVSAvoidaccess control processing efficiency
Core Design Contradiction:
Measurement precisionVSProductivity

Solution Approach 1:

The system performs preliminary actions by retrieving and analyzing location-specific event data before making access control decisions. It proactively searches and processes relevant databases in advance, enabling faster and more accurate risk assessments without delaying access control operations.

Inventive Principle:
Principle #10Preliminary action

Solution Approach 2:

The patent introduces an intermediary processing layer that handles the complex database searching and data analysis tasks. This intermediary system processes location-specific queries and returns consolidated results, freeing the main access control system from direct database interactions and improving overall productivity.

Inventive Principle:
Principle #24Intermediary (Mediator)

3Reliability

If systems wait for extensive event data searches to complete, then the thoroughness of background check is improved, but the speed of access control decision-making deteriorates

Engineering Contradiction:
Improvethoroughness of background checkVSAvoidaccess control decision-making speed
Core Design Contradiction:
ReliabilityVSSpeed

Solution Approach 1:

The system applies partial action by searching only the necessary subset of databases related to the entity's location rather than all available databases. This partial search provides sufficient background check thoroughness for most cases while significantly reducing the time required compared to exhaustive searches.

Inventive Principle:
Principle #16Partial or excessive action

Solution Approach 2:

The patent changes the search parameters by using location data as the primary filtering criterion. Instead of searching all databases uniformly, the system adjusts its search scope based on location-specific parameters, enabling faster processing while maintaining adequate background check reliability.

Inventive Principle:
Principle #35Parameter changes

Data Source

PatentUS20250358304A1Risk assessment techniques for controlling access to computing systems based on location-specific event data
Publication Date: 2025.11.20 EQUIFAX INC
  • US20250358304A1 patent drawing
  • US20250358304A1 patent drawing
  • US20250358304A1 patent drawing

AI summary

A system can generate a risk assessment associated with a target entity. For example, the system can receive a request for a risk indicator associated with a target entity. The system can retrieve a header record from a database where the record includes a locator and identity data. The system can query an external database associated with the locator to retrieve event data and entity identity data. The system can determine that an entity associated with the entity identity data is the target entity. The system can determine a risk indicator by applying the event data to an algorithm. The system can also transmit, to a remote computing device, a responsive message including at least the risk indicator for use in controlling access of the target entity to one or more interactive computing environments.