Login Credential Alert System for Cross-Organization Security

Resolve Bottlenecks,
Find Innovative Solutions
Generate Solutions

Solution Overview

Problem

Users' login credentials are often reused across multiple organizations, making them vulnerable to compromise when one organization is hacked, leading to potential data breaches across other connected systems, despite no actual breach occurring in those systems.

Innovation Solution

A system and method that notifies users and organizations of potentially compromised login credentials, allowing for password resets and heightened authentication measures by a transaction processor in cooperation with an internet traffic monitoring service, utilizing existing communication channels and relationships to alert affected organizations.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Ease of operation

If users reuse passwords across multiple organizations, then ease of operation is improved, but security reliability deteriorates

Engineering Contradiction:
Improveease of operationVSAvoidsecurity reliability
Core Design Contradiction:
Ease of operationVSReliability

Solution Approach 1:

The system implements feedback by monitoring login attempts across multiple organizations and sending alerts when compromised credentials are detected. When a data breach occurs at one organization, the system notifies other organizations that share the same username, enabling them to take preventive actions before their systems are compromised.

Inventive Principle:
Principle #23Feedback

Solution Approach 2:

The patent introduces an intermediary monitoring system that acts as a mediator between multiple organizations. This intermediary collects username data from various organizations, detects compromises, and coordinates alerts across the network, enabling collaborative security without requiring direct connections between all organizations.

Inventive Principle:
Principle #24Intermediary (Mediator)

2Reliability

If organizations implement comprehensive security monitoring across multiple systems, then security reliability is improved, but device complexity increases

Engineering Contradiction:
Improvesecurity reliabilityVSAvoiddevice complexity
Core Design Contradiction:
ReliabilityVSDevice complexity

Solution Approach 1:

The system merges security monitoring functions into a centralized platform that handles data from multiple organizations. By combining username databases, detection algorithms, and alert distribution into a single system, the patent reduces the complexity that would otherwise exist in each individual organization's security infrastructure.

Inventive Principle:
Principle #5Merging (Combining)

Solution Approach 2:

The monitoring system is designed with universality to serve multiple organizations simultaneously. A single deployment can protect numerous organizations by monitoring usernames across their entire network, eliminating the need for each organization to implement separate monitoring solutions.

Inventive Principle:
Principle #6Universality (Multi-functionality)

3Loss of information

If organizations establish new communication channels for security alerts, then information flow is improved, but device complexity increases

Engineering Contradiction:
Improveinformation flowVSAvoiddevice complexity
Core Design Contradiction:
Loss of informationVSDevice complexity

Solution Approach 1:

The patent uses an intermediary monitoring system that establishes a single communication hub. This intermediary receives breach information from affected organizations and distributes alerts to all relevant organizations through existing communication channels, avoiding the need for each organization to establish direct communication links with every other organization.

Inventive Principle:
Principle #24Intermediary (Mediator)

Solution Approach 2:

The system replaces complex mechanical communication infrastructure with electronic/digital communication protocols. By using electronic data exchange through the intermediary platform, the patent achieves efficient information flow without requiring physical communication channels between organizations.

Inventive Principle:
Principle #28Mechanics substitution (Replace mechanical system)

Data Source

PatentUS10142361B2Login credential alert system
Publication Date: 2018.11.27 VISA INTERNATIONAL SERVICE ASSOCIATION
  • US10142361B2 patent drawing
  • US10142361B2 patent drawing
  • US10142361B2 patent drawing

AI summary

Embodiments of the present invention are directed at system and method that notify users and/or organizations when login credentials are potentially compromised. The login credentials may be compromised at a first organization and the alert may be sent to different organizations at which the same login credentials are used. The different organizations can request password resets and heightened authentication measures.