Loyalty Group Management at Point-of-Sale Access

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Solution Overview

Problem

Users face difficulties in accessing and utilizing their loyalty points across communication systems, particularly at point-of-sale transactions, due to complex management and limited accessibility of loyalty programs.

Innovation Solution

A merchant loyalty application that manages user loyalty points by creating loyalty groups, determining membership types based on user details, and facilitating the sharing and upgrading of loyalty points through a payment system interface, allowing merchants and group members to access relevant user information.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Productivity

If loyalty programs allow customers to accumulate loyalty points, then customer engagement and repeat purchases increase, but accessibility and ease of using loyalty points at point-of-sale decreases

Engineering Contradiction:
Improvecustomer engagementVSAvoidaccessibility of loyalty points
Core Design Contradiction:
ProductivityVSEase of operation

Solution Approach 1:

The patent segments loyalty points into different types (store-specific points and transferable points) and organizes them into loyalty groups. This segmentation allows the system to manage different point types separately while providing unified access at point-of-sale, resolving the contradiction between complex management and ease of use.

Inventive Principle:
Principle #1Segmentation

Solution Approach 2:

The patent introduces a payment system as an intermediary between the loyalty program and point-of-sale systems. This intermediary handles the complexity of loyalty point management, transferability checks, and redemption processes, allowing customers to access and use loyalty points easily at point-of-sale without dealing with the underlying complexity.

Inventive Principle:
Principle #24Intermediary (Mediator)

2Adaptability or versatility

If loyalty points are made transferable between users, then flexibility and customer satisfaction increase, but system complexity and management difficulty increase

Engineering Contradiction:
Improvetransferability of loyalty pointsVSAvoidsystem complexity
Core Design Contradiction:
Adaptability or versatilityVSDevice complexity

Solution Approach 1:

The patent creates a universal loyalty point system where points can function both as store-specific rewards and as transferable assets. The system handles multiple functions (accumulation, transfer, redemption, gifting) through a unified framework, reducing overall system complexity despite the versatility of point transferability.

Inventive Principle:
Principle #6Universality (Multi-functionality)

Solution Approach 2:

The patent implements preliminary actions by establishing loyalty groups and pre-configuring transferability rules before transactions occur. This allows the system to handle complex transferability logic in advance, simplifying real-time operations at point-of-sale and reducing management complexity during actual use.

Inventive Principle:
Principle #10Preliminary action

3Adaptability or versatility

If user details are made accessible for loyalty group management, then personalization and targeted promotions improve, but privacy concerns and security requirements increase

Engineering Contradiction:
Improvepersonalization capabilityVSAvoiddata security
Core Design Contradiction:
Adaptability or versatilityVSReliability

Solution Approach 1:

The patent applies local quality by allowing different levels of data accessibility for different users and purposes. User details can be selectively shared within loyalty groups for personalization while maintaining privacy controls. The system tailors data access permissions locally for each user and transaction context, enabling personalization without compromising overall security.

Inventive Principle:
Principle #3Local quality

Data Source

PatentUS11144947B2Managing user loyalty groups at point-of-sale accesses
Publication Date: 2021.10.12 PAYPAL INC
  • US11144947B2 patent drawing
  • US11144947B2 patent drawing
  • US11144947B2 patent drawing

AI summary

A method for managing loyalty groups at point-of-sale (POS) accesses is discussed. The method includes determining that a user account is a member of a loyalty group, responsive to determining that a user device of the user account is used at merchant's POS. The method includes determining a loyalty membership type for the user account that indicates whether user details of the user account are accessible by the merchant. The method includes determining another user account from the loyalty group, the loyalty membership type further indicating whether the user details are accessible by the another user account. The method includes determining whether the loyalty membership type for the user account can be upgraded, and if so, providing communication to the user device to cause a user interface of the user device to display a prompt for providing access to additional user details to upgrade the loyalty membership type.