Loyalty Platform User Interface for Personalized Benefit Management

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Solution Overview

Problem

Existing loyalty program management systems are limited by their inability to provide user-friendly and centralized interfaces for consumers, restricting their ability to interact directly with loyalty programs and manage benefits effectively, especially with the rise of e-commerce.

Innovation Solution

A platform with a user interface module that allows consumers to create tailored benefits via web-based, handheld, or POS device access, communicating parameters to a loyalty engine connected to a payment processing network, enabling personalized reward selection and management within constraints.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Adaptability or versatility

If a centralized loyalty program management system is implemented, then the ability to manage complex loyalty programs and provide remote access is improved, but the device complexity and interface requirements increase

Engineering Contradiction:
Improveability to manage complex loyalty programsVSAvoidsystem complexity
Core Design Contradiction:
Adaptability or versatilityVSDevice complexity

Solution Approach 1:

The patent introduces a user interface component as an intermediary between the centralized loyalty program management system and consumers. This interface module handles complex interactions, parameter validation, and communication protocols, shielding users from system complexity while enabling sophisticated loyalty program management capabilities.

Inventive Principle:
Principle #24Intermediary (Mediator)

2Ease of operation

If remote access to loyalty program management is provided, then customer convenience and self-service capability are improved, but the interface design complexity and security requirements increase

Engineering Contradiction:
Improvecustomer convenienceVSAvoidinterface design complexity
Core Design Contradiction:
Ease of operationVSDevice complexity

Solution Approach 1:

The user interface component enables consumers to independently perform loyalty program operations such as viewing account status, redeeming rewards, and managing preferences without requiring merchant or customer service intervention. This self-service capability improves ease of operation while the interface abstraction handles underlying complexity.

Inventive Principle:
Principle #25Self-service

3Reliability

If comprehensive customer interaction capabilities are added to loyalty program software, then customer service quality and program management effectiveness are improved, but the software complexity and development requirements increase

Engineering Contradiction:
Improveprogram management effectivenessVSAvoidsoftware complexity
Core Design Contradiction:
ReliabilityVSDevice complexity

Solution Approach 1:

The patent segments the loyalty program management system into distinct functional modules, with a dedicated user interface component handling all customer interactions. This modular architecture improves reliability by isolating functions and enabling independent testing and maintenance, while the interface module manages communication complexity.

Inventive Principle:
Principle #1Segmentation

Data Source

PatentUS8738429B2Platform for loyalty services
Publication Date: 2014.05.27 VISA USA INC
  • US8738429B2 patent drawing
  • US8738429B2 patent drawing
  • US8738429B2 patent drawing

AI summary

A platform for a loyalty program provides an interface allowing a consumer to create a benefit tailored for his/her needs. In one embodiment, a consumer accesses the platform via a web-based interface, and selects benefit/reward parameters including but not limited to the nature of the event triggering award of the benefit, the source (i.e. retailer) of the benefit, the nature of the benefit (i.e., discount based upon purchase price or accumulated loyalty points), and/or the events allowing accrual of loyalty points. The interface communicates the inputted parameter to an engine of the loyalty program. The platform would then check the inputted parameter against any constraints, such as parameters of an existing loyalty program in which the consumer is already enrolled.