M2M Data Transfer for Seamless Home-Partner Processor Transactions

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Solution Overview

Problem

Users face inefficiencies and additional costs when accessing data processing services from a home computing infrastructure while in a foreign region due to compatibility issues and the need for intermediary services.

Innovation Solution

The system automatically determines and coordinates with pre-authorized partner processors in foreign regions for seamless data processing transactions between home and partner processors, eliminating the need for intermediary services and optimizing network performance.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Ease of operation

If a foreign computing infrastructure is used to access data processing services while traveling, then service availability is improved, but device compatibility and communication efficiency deteriorate due to the need for intermediary services

Engineering Contradiction:
Improveservice availabilityVSAvoidcommunication complexity
Core Design Contradiction:
Ease of operationVSDevice complexity

Solution Approach 1:

The patent introduces a home router as an intermediary device that establishes a secure bridge between the foreign computing infrastructure and the user's home computing infrastructure. This intermediary enables seamless communication without requiring the user to manually configure complex network settings or use multiple intermediary services, thus improving service availability while managing communication complexity through automated intermediary establishment

Inventive Principle:
Principle #24Intermediary (Mediator)

Solution Approach 2:

The system performs preliminary actions by automatically detecting the user's location and establishing connections with partner computing infrastructures before the user needs to access services. The home router pre-configures secure communication channels and the system proactively manages connectivity, eliminating the need for users to manually set up connections when traveling to foreign regions

Inventive Principle:
Principle #10Preliminary action

2Adaptability or versatility

If an intermediary data service is used to communicate between home and foreign infrastructure, then communication compatibility is improved, but processing efficiency and cost deteriorate

Engineering Contradiction:
Improvecommunication compatibilityVSAvoidprocessing efficiency
Core Design Contradiction:
Adaptability or versatilityVSProductivity

Solution Approach 1:

The home router serves as a dedicated intermediary that maintains pre-configured secure connections with partner infrastructures, enabling direct and efficient communication. Unlike general-purpose intermediary data services, this specialized intermediary is optimized for the specific user's needs, maintaining compatibility while improving processing efficiency through established communication channels

Inventive Principle:
Principle #24Intermediary (Mediator)

Solution Approach 2:

The system creates a universal communication solution where the home router can establish connections with multiple different partner infrastructures around the world. This multi-functional capability allows the same intermediary device to provide compatibility across various foreign networks without requiring separate intermediary services for each destination, thus improving both compatibility and efficiency

Inventive Principle:
Principle #6Universality (Multi-functionality)

3Reliability

If manual configuration of network settings is required for foreign infrastructure access, then connection security is improved, but ease of operation and time consumption deteriorate

Engineering Contradiction:
Improveconnection securityVSAvoidconfiguration ease
Core Design Contradiction:
ReliabilityVSEase of operation

Solution Approach 1:

The system implements self-service by automatically detecting the user's location, identifying available partner infrastructures, and establishing secure connections without requiring manual user configuration. The home router and system automatically manage security protocols, authentication, and network settings, maintaining high security standards while completely eliminating the need for user intervention in complex configuration tasks

Inventive Principle:
Principle #25Self-service

Solution Approach 2:

Security configurations and connection parameters are predetermined and pre-configured in the system before travel. The home router is pre-programmed with security protocols and authentication methods for partner infrastructures, so when the user travels, secure connections are automatically established using these pre-configured settings, maintaining security without requiring manual configuration at the destination

Inventive Principle:
Principle #10Preliminary action

Data Source

PatentUS11792165B2Supporting data processing transactions using machine to machine (M2M) data transfer
Publication Date: 2023.10.17 BANK OF AMERICA CORP
  • US11792165B2 patent drawing
  • US11792165B2 patent drawing
  • US11792165B2 patent drawing

AI summary

A system is provided for implementing a data processing transaction for a home processor located within a home region. The system is configured to receive a query from a user device of a user, search a list of partner processors located within a foreign region based on the query and transmit to the user device information relating to one or more partner processors determined as a result of the search. The system receives a request to authenticate the data processing transaction at a selected partner processor, verifies an identity of the user based on the request and transmits an indication of successful authentication. The system transmits at least a portion of data relating to a registration of the user at the home processor to the selected partner processor, wherein the data processing transaction is processed by the partner processor based on the transferred data.