Matrix Bar Code Card Data Transfer via Image Capture

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Solution Overview

Problem

Existing mobile card readers face challenges in supporting new mobile devices due to the need for frequent driver updates and compatibility issues with audio protocols, and Bluetooth communication has its own set of problems.

Innovation Solution

A system that converts card data into a matrix bar code displayed on a screen, which can be captured by an image capturing device, eliminating the need for direct communication between the card reader and mobile device via audio or Bluetooth, and includes encryption and a countdown feature for security.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Reliability

If audio jack connection is used for communication between card reader and mobile device, then data transmission is achieved, but device compatibility requires frequent driver updates and protocol adjustments

Engineering Contradiction:
Improvedevice compatibilityVSAvoiddriver update frequency
Core Design Contradiction:
ReliabilityVSDevice complexity

Solution Approach 1:

The patent introduces an intermediary communication mechanism using visual display and image capture instead of direct audio jack connection. The card reader displays visual codes (QR codes, barcodes, or other graphical representations) that the mobile device captures through its camera, eliminating the need for audio protocols and drivers while achieving reliable data transmission across different device types.

Inventive Principle:
Principle #24Intermediary (Mediator)

2Ease of operation

If Bluetooth communication is used between card reader and mobile device, then wireless data transmission is achieved, but communication reliability and security issues arise

Engineering Contradiction:
Improvewireless communication capabilityVSAvoidcommunication stability
Core Design Contradiction:
Ease of operationVSReliability

Solution Approach 1:

The patent replaces the electronic Bluetooth communication system with a visual-optical system. Instead of using radio frequency wireless communication, the card reader displays visual codes that are captured by the mobile device's camera, substituting electromagnetic field-based communication with light-based optical communication, thereby avoiding Bluetooth's reliability and security vulnerabilities.

Inventive Principle:
Principle #28Mechanics substitution (Replace mechanical system)

3Speed

If card data is transmitted directly via audio or Bluetooth connection, then data transmission speed is achieved, but security risks increase

Engineering Contradiction:
Improvedata transmission speedVSAvoidfraud risk
Core Design Contradiction:
SpeedVSObject-affected harmful factors

Solution Approach 1:

The patent creates visual copies of card data in the form of QR codes, barcodes, or graphical representations that can be captured by the mobile device's camera. This copying mechanism allows the card information to be transmitted without exposing the actual magnetic stripe or chip data, reducing fraud risk while maintaining transmission efficiency. The visual codes serve as secure replicas that can be captured and processed without direct electrical connection.

Inventive Principle:
Principle #26Copying

Data Source

PatentUS10664829B1System and method for conveying card data using matrix bar codes
Publication Date: 2020.05.26 INGENICO INC
  • US10664829B1 patent drawing
  • US10664829B1 patent drawing
  • US10664829B1 patent drawing

AI summary

User credit card data or smart chip data or Near Field Communication data is easily transferred from a card reader to a host device via a matrix bar code such as a Quick Response (QR) code. Data transfer is performed by converting the card data into matrix bar code and allowing the host device to take an image and process the image to obtain the card data. Card reader will convert magnetic signal/smart chip/NFC data into machine readable form and then convert it into matrix bar code to be consumed by a device that is capable of capturing the matrix bar code. The card reader has the ability to encrypt the data before converting it into a matrix bar code.