Merchant Aggregator Server Unified Transaction Interface

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Solution Overview

Problem

Users face inconvenience when purchasing products from multiple merchants' websites, as they need to log into each site, select products, and complete transactions individually, leading to a tedious process.

Innovation Solution

A merchant aggregator server generates an interface with selectable merchant options, allowing users to select and purchase products from multiple merchants in a single transaction, with the server hosting interfaces, receiving product data, and modifying code to facilitate seamless transactions.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Adaptability or versatility

If users visit multiple merchants' websites to purchase products, then they can access a variety of products from different merchants, but they must log into each website and complete transactions individually, which is tedious and time-consuming

Engineering Contradiction:
Improveaccess to products from multiple merchantsVSAvoidtime required for multiple logins and transactions
Core Design Contradiction:
Adaptability or versatilityVSLoss of time

Solution Approach 1:

The patent combines multiple merchant transactions into a single unified transaction process. Users select products from multiple merchants through a single interface, and all transactions are processed together in one payment step, eliminating the need for separate logins and transactions at each merchant website.

Inventive Principle:
Principle #5Merging (Combining)

Solution Approach 2:

The patent introduces an intermediary platform that aggregates multiple merchant interfaces into a single unified interface. This intermediary system manages user authentication, product selection, and transaction processing across multiple merchants, allowing users to interact with multiple merchants through one centralized system rather than visiting each merchant's website separately.

Inventive Principle:
Principle #24Intermediary (Mediator)

2Productivity

If users complete transactions at each merchant's website individually, then each transaction can be processed separately, but the overall process becomes complex and tedious

Engineering Contradiction:
Improvetransaction processing efficiencyVSAvoidcomplexity of multiple transaction processes
Core Design Contradiction:
ProductivityVSDevice complexity

Solution Approach 1:

The patent merges multiple separate transaction processes into a single unified transaction. The system aggregates product selections from multiple merchants and processes them together through one transaction flow, reducing the complexity that would otherwise arise from handling multiple separate transactions.

Inventive Principle:
Principle #5Merging (Combining)

Solution Approach 2:

The patent creates a universal transaction interface that handles multiple merchants and product types through a single standardized process. This multi-functional system can process transactions for various merchants simultaneously using the same user interface and transaction logic, simplifying the overall process while maintaining productivity.

Inventive Principle:
Principle #6Universality (Multi-functionality)

Data Source

PatentUS10922103B2Electronic transaction method and apparatus
Publication Date: 2021.02.16 JONES MARIA FRANCISCA
  • US10922103B2 patent drawing
  • US10922103B2 patent drawing
  • US10922103B2 patent drawing

AI summary

An electronic product transaction method at a merchant aggregator server operated by a merchant aggregator service provider, the method comprising generating and outputting an interface to a user, the interface comprising a plurality of selectable merchant options, each merchant option comprising a link to an interface for a plurality of selectable product options for a respective merchant, each product option comprising information on a product offered for sale, rent or hire by the respective merchant, wherein the interfaces are hosted by the merchant aggregator server; receiving, from the user, a selection of a plurality of merchant options and a plurality of product options for the plurality of merchants using the interfaces for the purchase of the products; and generating and outputting a merchant interface to receive product data from the merchants to generate the product options for the merchant option for each merchant, including receiving code from the merchants to generate interfaces for at least one of the merchant options and the product options on the merchant aggregator server, and modifying the code to any links and functions in the code to operate on the merchant aggregator server.