Message Intercept Recommendations for Warranty And Insurance Tracking

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Solution Overview

Problem

Customers face challenges in managing and tracking product warranties and insurance policies, as this information is often not readily available or easily accessible, leading to potential loss of compensation and inefficiencies in managing product coverage.

Innovation Solution

An automated recommendation system that accesses user data and product information, scans digital communications, and employs a tunable algorithm to identify product data, generate insurance and warranty recommendations, and provide user interfaces for interaction and decision-making.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Productivity

If customers manually manage and track product warranties and insurance policies, then they can access product information, but it is time-consuming and inefficient leading to potential loss of compensation

Engineering Contradiction:
Improveefficiency of managing product coverageVSAvoidtime spent tracking warranties and insurance
Core Design Contradiction:
ProductivityVSLoss of time

Solution Approach 1:

The system performs preliminary actions by automatically scanning digital communications (emails, texts, social media messages) to identify product purchase information before the customer needs to manually track warranties. The algorithm extracts product data, warranty information, and insurance policy details proactively, creating a ready-to-use database of coverage information without requiring customer effort at the time of need.

Inventive Principle:
Principle #10Preliminary action

Solution Approach 2:

The system enables self-service by autonomously managing the entire warranty and insurance tracking process. The tunable algorithm automatically scans communications, identifies product data, determines product status, and generates recommendations without human intervention. This eliminates the need for customers to manually track their coverage while reducing time loss and improving productivity in managing product warranties and insurance policies.

Inventive Principle:
Principle #25Self-service

2Loss of information

If product information is stored in hard copies, then customers have physical records, but management becomes inefficient and information is not readily accessible

Engineering Contradiction:
Improveavailability of product dataVSAvoidease of managing product information
Core Design Contradiction:
Loss of informationVSEase of operation

Solution Approach 1:

The system creates digital copies of product information by scanning and extracting data from digital communications containing purchase receipts, warranty documents, and insurance policy details. Instead of relying on physical hard copies, the algorithm generates structured digital records that are easily stored, searched, and accessed. This digital copying process transforms unstructured communication data into organized product information databases.

Inventive Principle:
Principle #26Copying

Solution Approach 2:

The system replaces the mechanical system of physical hard copy storage with an automated digital information management system. The tunable algorithm automatically extracts, stores, and retrieves product information from digital communications, eliminating the need for physical filing cabinets and manual document management. This substitution improves both the availability of product data and the ease of operation in managing warranty and insurance information.

Inventive Principle:
Principle #28Mechanics substitution (Replace mechanical system)

3Loss of information

If an automated system scans digital communications to identify product data, then information becomes readily accessible, but the system complexity increases

Engineering Contradiction:
Improveaccessibility of product coverage informationVSAvoidcomplexity of automated recommendation system
Core Design Contradiction:
Loss of informationVSDevice complexity

Solution Approach 1:

The system achieves universality by designing a multi-functional automated recommendation system that performs multiple tasks through a single integrated platform. The tunable algorithm simultaneously scans various digital communications (emails, texts, social media), identifies different types of product data, determines product status, and generates diverse recommendations (warranty purchases, insurance claims, maintenance alerts). This multi-functionality reduces the need for separate specialized systems while improving information accessibility.

Inventive Principle:
Principle #6Universality (Multi-functionality)

Solution Approach 2:

The system manages complexity through parameter changes in the tunable algorithm, which can be adjusted and configured to handle different types of communications, products, and recommendation scenarios. The algorithm's parameters can be modified to scan specific communication channels, identify particular product categories, or generate different types of recommendations based on user needs. This flexibility allows the system to adapt to varying requirements without requiring complete system redesign, balancing accessibility improvements with manageable complexity.

Inventive Principle:
Principle #35Parameter changes

Data Source

PatentUS12505489B1Automated recommendations based on message intercepts
Publication Date: 2025.12.23 UNITED SERVICES AUTOMOBILE ASSOCIATION (USAA)
  • US12505489B1 patent drawing
  • US12505489B1 patent drawing
  • US12505489B1 patent drawing

AI summary

The present disclosure is directed toward an automated recommendation techniques. In an embodiment, the automated recommendation technique has steps that include accessing user data associated with a user account and identifying product data associated with one or more products, wherein the one or more products are associated with a user of the user account. Furthermore, the method includes determining a status of the one or more products. Additionally, the steps include pushing a recommendation to a user device based on the status of the one or more products.