Messaging Server Conversation Authentication for Secure Data Transfers

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Solution Overview

Problem

Existing messaging systems, such as email, lack user verification mechanisms, making it difficult to securely process data transfer instructions, especially for sensitive or financial transactions, as unauthenticated messages cannot be easily authenticated.

Innovation Solution

A messaging server is configured to receive unauthenticated messages, perform verification processes to authenticate the computing device, and assign a conversation authentication identifier to the first message and subsequent related messages, enabling secure processing of data transfer instructions.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Ease of operation

If unauthenticated messaging platforms (such as email) are used for data transfer instructions, then ease of operation and accessibility are improved, but security and reliability of data transfer instructions deteriorate

Engineering Contradiction:
Improveease of operationVSAvoidreliability
Core Design Contradiction:
Ease of operationVSReliability

Solution Approach 1:

The patent introduces a messaging server as an intermediary between the unauthenticated messaging platform and the data transfer processing system. The server receives unauthenticated messages, performs verification processes, assigns authentication identifiers, and then processes the data transfer instructions. This intermediary layer enables the system to utilize the ease of unauthenticated platforms while ensuring reliability through verification mechanisms.

Inventive Principle:
Principle #24Intermediary (Mediator)

Solution Approach 2:

The patent implements preliminary verification actions before processing data transfer instructions. The messaging server performs verification processes and assigns conversation authentication identifiers to messages before initiating data transfers. This preliminary action ensures that only authenticated conversations are processed, maintaining reliability while preserving the ease of using unauthenticated platforms for communication.

Inventive Principle:
Principle #10Preliminary action

2Reliability

If proprietary messaging platforms are used for data transfers, then security and authentication are improved, but adaptability and versatility deteriorate

Engineering Contradiction:
ImprovereliabilityVSAvoidadaptability
Core Design Contradiction:
ReliabilityVSAdaptability or versatility

Solution Approach 1:

The patent creates a universal messaging server that can handle multiple types of messaging platforms (email, SMS, instant messaging) and process various types of data transfer instructions (file transfers, financial transactions, etc.). The server implements a standardized verification process and authentication identifier system that works across different platforms, providing both reliability through authentication and versatility through multi-platform support.

Inventive Principle:
Principle #6Universality (Multi-functionality)

3Reliability

If verification processes are implemented to authenticate computing devices, then reliability and security of data transfer instructions are improved, but device complexity and processing requirements worsen

Engineering Contradiction:
ImprovereliabilityVSAvoiddevice complexity
Core Design Contradiction:
ReliabilityVSDevice complexity

Solution Approach 1:

The patent implements self-service verification where the messaging server automatically performs verification processes and assigns authentication identifiers without requiring manual intervention or complex configuration on the user side. The verification process is handled autonomously by the server, reducing the complexity burden on end devices and users while maintaining high reliability through automated authentication mechanisms.

Inventive Principle:
Principle #25Self-service

Data Source

PatentUS20240220653A1System and method for processing instructions associated with one or more data transfers
Publication Date: 2024.07.04 THE TORONTO DOMINION BANK
  • US20240220653A1 patent drawing
  • US20240220653A1 patent drawing
  • US20240220653A1 patent drawing

AI summary

Messaging servers, methods and storage media for processing instructions associated with one or more data transfers are disclosed. Exemplary implementations may: assign, by a messaging server and in response to authentication of a computing device, a conversation authentication identifier to a first unauthenticated message received from the computing device, the first unauthenticated message including data transfer instructions associated with the one or more data transfers; analyze, by the messaging server, a subsequent unauthenticated message from the computing device to determine that the subsequent unauthenticated message is associated with the one or more data transfers; and automatically assign, by the messaging server, the same conversation authentication identifier to the subsequent unauthenticated message that is determined to be associated with the one or more data transfers. A system may authenticate and unify received messages to securely process data transfer instructions, for example from existing email clients.