Messenger Remittance Trigger via Message Content Analysis

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Solution Overview

Problem

Existing messenger applications require multiple steps and expose users' financial information when processing remittances, lacking convenience and security in integrating remittance functions within chatrooms.

Innovation Solution

An electronic device processor analyzes message content to recognize monetary amounts and triggers remittance functions, enabling immediate transactions by displaying a user interface for remittance processing within the chatroom, reducing the need for external financial institution interactions and minimizing data transfer.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Ease of operation

If remittance function is integrated into messenger application, then user convenience is improved, but security risk increases due to exposure of financial information

Engineering Contradiction:

Improveuser convenienceVSAvoidsecurity risk

Core Design Contradiction:

Ease of operationVSObject-affected harmful factors

Solution Approach 1:

The patent extracts only the necessary remittance trigger functionality from the messenger application. When a message containing a monetary amount is detected, the system extracts this information and initiates a remittance process without exposing the user's full financial account details within the messenger interface, thus maintaining security while enabling convenience.

Inventive Principle:

Principle #2Taking out (Extraction)

Solution Approach 2:

The patent introduces an intermediary mechanism where the remittance function is triggered by message content analysis rather than direct user input of financial details. The system acts as a mediator by detecting monetary amounts in messages and automatically initiating remittance transactions, thereby reducing the exposure of sensitive financial information while maintaining operational convenience.

Inventive Principle:

Principle #24Intermediary (Mediator)

2Reliability

If multiple steps are required for remittance processing, then security is improved by verifying user intent, but operation complexity increases

Engineering Contradiction:

Improveuser intent verificationVSAvoidoperation complexity

Core Design Contradiction:

ReliabilityVSDevice complexity

Solution Approach 1:

The patent performs preliminary analysis of message content to detect monetary amounts before initiating the remittance process. By pre-identifying the remittance intent and amount from the message itself, the system reduces the number of manual input steps required while maintaining verification reliability through context-aware detection.

Inventive Principle:

Principle #10Preliminary action

Solution Approach 2:

The system enables self-service remittance initiation by automatically detecting the remittance amount and intent from user messages. The message content itself serves as the trigger, eliminating the need for separate manual amount entry and reducing operational complexity while maintaining security through contextual verification.

Inventive Principle:

Principle #25Self-service

Data Source

PatentUS11514413B2Method and system for providing remittance function by recognizing content of a message in a messenger application with remittance function

Publication Date: 2022.11.29 LINE FINANCIAL CORP

AI summary

A remittance processing method includes recognizing an amount of money in a message being input into a chatroom of a messenger run on an electronic device, calling a remittance function to the chatroom in response to the amount of money being recognized in the message, and processing a remittance transaction to another user in the chatroom as a remittance target with respect to the amount of money, in response to a remittance request from a user of the electronic device.