Metadata Analyzer for Image Fraud Detection

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Solution Overview

Problem

Current systems lack effective methods to detect inconsistencies in metadata from image files, particularly in the context of fraud detection for stolen property claims, where timestamps and GPS coordinates are critical for verifying the authenticity of loss events.

Innovation Solution

A method and system that analyze metadata from image files, applying rules to generate alerts when inconsistencies are detected, such as timestamps or GPS coordinates indicating potential fraud, and sending these alerts to insurance claims adjusters or investigators.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Reliability

If metadata from image files is analyzed to detect inconsistencies, then fraud detection accuracy is improved, but system complexity increases

Engineering Contradiction:
Improvefraud detection accuracyVSAvoidsystem complexity
Core Design Contradiction:
ReliabilityVSDevice complexity

Solution Approach 1:

The system segments the metadata analysis into distinct rule sets for different types of inconsistencies (timestamp rules, GPS coordinate rules, etc.). Each rule set independently processes specific metadata fields, making the complex fraud detection system more manageable and maintainable while improving accuracy through specialized analysis of each metadata type.

Inventive Principle:
Principle #1Segmentation

Solution Approach 2:

The patent introduces a metadata analyzer module that acts as an intermediary between the image file processing system and the fraud detection system. This intermediary component extracts, validates, and analyzes metadata according to predefined rules, thereby reducing the complexity of integrating multiple analysis functions while improving overall system reliability.

Inventive Principle:
Principle #24Intermediary (Mediator)

2Measurement precision

If multiple metadata fields are validated against rules, then detection precision is improved, but processing time increases

Engineering Contradiction:
Improvedetection precisionVSAvoidprocessing time
Core Design Contradiction:
Measurement precisionVSLoss of time

Solution Approach 1:

The system performs preliminary actions by pre-defining and pre-compiling validation rules for different metadata fields (timestamps, GPS coordinates, etc.) before actual fraud detection occurs. This allows the system to quickly match incoming metadata against pre-established rules without performing complex real-time analysis, thereby improving detection precision while minimizing processing time delays.

Inventive Principle:
Principle #10Preliminary action

Solution Approach 2:

The patent implements a rule-based validation approach that allows the system to quickly skip through metadata fields that pass validation without requiring deep analysis. By using straightforward rule matching (e.g., checking if timestamp is before loss date), the system achieves high detection precision for obvious fraud cases while rapidly processing through less suspicious metadata, reducing overall processing time.

Inventive Principle:
Principle #21Skipping (Rushing through)

Data Source

PatentUS10949389B2Metadata analyzing
Publication Date: 2021.03.16 UNITED SERVICES AUTOMOBILE ASSOCIATION (USAA)
  • US10949389B2 patent drawing
  • US10949389B2 patent drawing
  • US10949389B2 patent drawing

AI summary

In embodiments, a system receives a file comprising metadata to which rules are applied. Alerts may be generated based on the rules processing of the metadata. The image file may comprise a photo. Alerts can be generated when an original timestamp of the file is after a date of loss of an object, a modified timestamp of the file is after loss of the object, a GPS (Global Positioning System) timestamp of the photo is after date of loss, and/or GPS coordinates of the photo are a certain distance from a location of the loss.