Metaverse Audit Platform for Real-Time Regulatory Data Extraction

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Solution Overview

Problem

Financial institutions face challenges in efficiently responding to regulatory audits due to the need to query multiple heterogeneous systems with unique database structures, ensuring data quality, and meeting time-sensitive requirements, with current methods lacking real-time interaction and effective data presentation.

Innovation Solution

A metaverse-based platform utilizing immersive VR/AR technologies and AI engines for real-time data extraction and presentation, enabling interactive 3D data visualization and analysis across heterogeneous systems, with user authentication and access control.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Speed

If traditional standalone queries are used to extract data from heterogeneous systems, then data extraction can be performed, but the process is time-consuming and lacks real-time interaction capability

Engineering Contradiction:

Improvedata extraction speedVSAvoidaudit response time

Core Design Contradiction:

SpeedVSLoss of time

Solution Approach 1:

The patent introduces a metaverse-based intermediary platform that acts as a mediator between auditors and financial institutions. This platform enables real-time data extraction and interaction by establishing virtual immersive environments where auditors can query and visualize data from multiple heterogeneous systems simultaneously, eliminating the sequential standalone query approach and reducing audit response time.

Inventive Principle:

Principle #24Intermediary (Mediator)

Solution Approach 2:

The patent transitions from traditional 2D interface-based data querying to 3D immersive metaverse environments. This dimensional change enables parallel data extraction visualizations and real-time collaborative analysis, significantly improving data extraction speed and enabling interactive audit processes that were not possible with conventional query methods.

Inventive Principle:

Principle #17Another dimension (Dimensionality change)

2Reliability

If multiple heterogeneous systems are queried to meet dynamic regulatory requirements, then comprehensive data can be obtained, but the complexity of determining data quality and selecting appropriate queries increases

Engineering Contradiction:

Improvedata qualityVSAvoidquery management complexity

Core Design Contradiction:

ReliabilityVSDevice complexity

Solution Approach 1:

The patent creates a universal metaverse platform that can interface with multiple heterogeneous systems through standardized protocols. This multi-functional platform automatically adapts to different data sources, performs quality assessment, and presents unified visualizations, eliminating the need for separate query management for each system and reducing overall complexity while maintaining comprehensive data quality.

Inventive Principle:

Principle #6Universality (Multi-functionality)

Solution Approach 2:

The system implements self-service capabilities where the metaverse platform automatically assesses data quality, selects appropriate data sources, and generates relevant visualizations without requiring manual intervention. The platform autonomously determines which heterogeneous systems to query and how to integrate the data, reducing query management complexity while ensuring reliable data quality through automated validation.

Inventive Principle:

Principle #25Self-service

3Ease of operation

If traditional audit response methods are used, then regulatory compliance can be achieved, but the process lacks interactivity and real-time collaboration between auditors and analysts

Engineering Contradiction:

Improveaudit interaction easeVSAvoidcollaboration efficiency

Core Design Contradiction:

Ease of operationVSLoss of information

Solution Approach 1:

The patent merges auditor queries, data extraction processes, and analysis functions into a single integrated metaverse environment. This combination enables real-time collaboration between auditors and analysts through shared 3D visualizations and interactive interfaces, improving ease of operation while preventing loss of collaboration efficiency that occurs in traditional sequential audit processes.

Inventive Principle:

Principle #5Merging (Combining)

4Loss of information

If immersive 3D visualization is implemented in the metaverse platform, then data insight and presentation quality are enhanced, but the computational resources and system complexity increase

Engineering Contradiction:

Improvedata presentation qualityVSAvoidplatform complexity

Core Design Contradiction:

Loss of informationVSDevice complexity

Solution Approach 1:

The patent uses copying techniques by creating virtual representations (avatars and 3D models) of data from heterogeneous systems within the metaverse environment. These digital copies enable high-quality immersive visualizations and interactions without requiring direct manipulation of complex source systems, enhancing data presentation while managing platform complexity through abstraction.

Inventive Principle:

Principle #26Copying

Data Source

PatentUS12499491B2Intelligent platform for audit response using a meta verse-driven approach for regulator reporting requirements

Publication Date: 2025.12.16 BANK OF AMERICA CORP

AI summary

Aspects of the disclosure describe methods and systems involving separate, parent (e.g., public) and child (e.g., private) metaverses with varying confidentiality and access privileges for auditor users, financial analyst users, regulatory users, and other virtual reality/metaverse users to interact in a fully immersive, real-time manner (e.g., using an immersive query modulation engine) to fulfill audit and regulatory reporting requirements, including extracting information from heterogeneous data stores, recordkeeping of audit responses for regulatory purposes, and maintaining access privileges of varying user profiles.