MICR Code Line Resolution Determination

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Solution Overview

Problem

The finance industry faces challenges in efficiently processing high volumes of check images due to the lack of a reliable method to determine the imaging resolution of imaged documents, as this information is often not recorded or recorded incorrectly, hindering the use of image processing technologies like OCR.

Innovation Solution

A system and method that extracts the magnetic ink code recognition (MICR) code line from a document image, calculates coordinate values for MICR characters, and uses statistical analysis to determine a representative resolution value, allowing for accurate determination of image resolution.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Productivity

If image processing technologies like OCR are used to process check images, then processing capability is improved, but the lack of reliable resolution information prevents accurate processing

Engineering Contradiction:
Improvecheck image processing capabilityVSAvoidimaging resolution information accuracy
Core Design Contradiction:
ProductivityVSReliability

Solution Approach 1:

The system uses the MICR code line itself to determine the resolution of the image. The MICR characters serve as a self-contained reference standard that automatically provides the resolution information needed for processing, without requiring external resolution data or manual intervention.

Inventive Principle:
Principle #25Self-service

Solution Approach 2:

The system changes the approach to resolution determination by using the known physical dimensions of MICR characters as a reference parameter. By measuring the pixel dimensions of MICR characters and comparing them to their standard physical size, the system calculates the resolution and uses this calculated value for subsequent processing operations.

Inventive Principle:
Principle #35Parameter changes

2Ease of manufacture

If imaging resolution is not recorded or is recorded incorrectly in the image header, then image capture is simplified, but accurate image processing cannot be performed

Engineering Contradiction:
Improveimage capture processVSAvoidimaging resolution data accuracy
Core Design Contradiction:
Ease of manufactureVSMeasurement precision

Solution Approach 1:

The MICR code line acts as an intermediary reference element. Instead of relying on potentially incorrect metadata in the image header, the system uses the MICR characters as a physical reference standard that mediates between the captured image and the required resolution information, allowing accurate measurement regardless of header accuracy.

Inventive Principle:
Principle #24Intermediary (Mediator)

Solution Approach 2:

The system replaces the reliance on metadata (software-based resolution storage) with a physical measurement approach using MICR characters. By measuring the pixel dimensions of the MICR characters and using their known physical dimensions, the system substitutes indirect metadata reliance with direct physical measurement.

Inventive Principle:
Principle #28Mechanics substitution (Replace mechanical system)

3Measurement precision

If resolution determination methods are developed to enable image processing, then processing accuracy is improved, but system complexity increases

Engineering Contradiction:
Improveimaging resolution determination accuracyVSAvoidresolution determination system
Core Design Contradiction:
Measurement precisionVSDevice complexity

Solution Approach 1:

The system extracts the resolution determination function from the general image processing workflow and integrates it specifically into the MICR code line analysis. By focusing the resolution measurement on the MICR characters alone, the system isolates the measurement task and uses the known dimensions of these characters to directly calculate resolution without complex multi-step analysis.

Inventive Principle:
Principle #2Taking out (Extraction)

Data Source

PatentUS7386160B2System and method for determining image resolution using MICR characters
Publication Date: 2008.06.10 INTERNATIONAL BUSINESS MACHINE CORPORATION
  • US7386160B2 patent drawing
  • US7386160B2 patent drawing
  • US7386160B2 patent drawing

AI summary

A system and method for determining the image resolution of a check image using MICR characters. The disclosed system includes an extracting system for extracting a magnetic ink code recognition (MICR) code line from the document image, wherein the extracting system provides coordinate values for each of a plurality of MICR characters in the MICR code line; a calculating system for calculating a set of resolution values based on the coordinate values of the MICR characters; and a statistical analysis system that calculates a representative resolution value from the set of resolution values.