Permanent Record Creation via Micro-Interaction Resource Pools

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Solution Overview

Problem

Conventional systems lack the ability to verify users for future interactions and establish permanent records associated with interactions between users, particularly for in-person events.

Innovation Solution

A system that initiates and reverts micro-interactions by transferring resources between user-associated resource pools, while creating permanent records on a distributed ledger, using Near Field Communication (NFC) for interaction requests.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Reliability

If conventional systems are used, then system simplicity is maintained, but the ability to verify users and establish permanent records is lost

Engineering Contradiction:
Improveuser verification capabilityVSAvoidsystem structure
Core Design Contradiction:
ReliabilityVSDevice complexity

Solution Approach 1:

The patent introduces a third-party verification system that acts as an intermediary between users and the record-keeping mechanism. This intermediary system verifies user identities and facilitates the creation of permanent records through micro-interactions, resolving the contradiction by adding a specialized verification layer without requiring complete system redesign

Inventive Principle:
Principle #24Intermediary (Mediator)

Solution Approach 2:

The patent replaces traditional mechanical or manual verification methods with automated digital micro-interactions. By substituting complex manual verification processes with automated digital signals and resource transfers, the system achieves reliable user verification while maintaining operational simplicity

Inventive Principle:
Principle #28Mechanics substitution (Replace mechanical system)

2Reliability

If permanent records are created for every interaction, then accountability and transparency are improved, but system complexity and resource consumption increase

Engineering Contradiction:
ImproveaccountabilityVSAvoidrecord-keeping mechanism
Core Design Contradiction:
ReliabilityVSDevice complexity

Solution Approach 1:

The patent extracts only the essential verification and record-keeping functions from the broader system. By taking out and isolating these critical functions into separate micro-interactions, the system creates permanent records for accountability while keeping the main system operations simple and efficient

Inventive Principle:
Principle #2Taking out (Extraction)

Solution Approach 2:

The patent uses temporary, disposable resource pools and micro-interactions to create permanent records. These short-lived digital resources are transferred and reverted during interactions, then permanently recorded, achieving accountability without requiring complex long-term storage mechanisms

Inventive Principle:
Principle #27Cheap short-living objects (Disposable)

3Reliability

If resource transfer micro-interactions are used, then user verification and record creation are enabled, but transaction time and processing overhead increase

Engineering Contradiction:
Improveuser verificationVSAvoidinteraction processing time
Core Design Contradiction:
ReliabilityVSLoss of time

Solution Approach 1:

The patent performs preliminary resource transfers and verifications before the main interaction occurs. By pre-establishing resource pools and verification states, the system reduces processing time during actual user interactions while maintaining reliable verification and permanent record creation

Inventive Principle:
Principle #10Preliminary action

Solution Approach 2:

The patent maintains continuous background processes for resource management and verification. By keeping useful actions continuous rather than batched, the system enables rapid micro-interactions for user verification and record creation without significant processing delays

Inventive Principle:
Principle #20Continuity of useful action

Applied Scientific Principles

This section explains which scientific principles are used to turn an abstract innovation direction into a practical engineering solution.

Function Achieved in This Case

Enables the creation of permanent records for in-person events by capturing interaction details and timestamps, ensuring accountability and transparency through a secure and decentralized record-keeping mechanism.

Implementation Method 1

receives the first set of interaction requests and the second set of interaction requests from the one or more users, via an entity device comprising a Near Field Communication interface

Methodology Applied
Scientific EffectNear Field Communication: Electromagnetic Induction

Data Source

PatentUS12335401B2System and method for establishing permanent records based on microinteractions
Publication Date: 2025.06.17 BANK OF AMERICA CORP
  • US12335401B2 patent drawing
  • US12335401B2 patent drawing
  • US12335401B2 patent drawing

AI summary

Embodiments of the present invention provide a system for establishing permanent records based on micro-interactions. In particular, the system may be configured to identify initiation of an event based on receiving first set of interaction requests from user devices of one or more users, initiate a first set of micro-interactions, wherein initiation of the first set of micro-interactions comprises transferring resources to one or more resource pools associated with the one or more users, identify completion of the event based on receiving a second set of interaction requests from the user devices of the one or more users, revert the first set of micro-interactions, wherein reverting the first set of micro-interactions comprises transferring the resources back from the one or more resource pools associated with the one or more users, and create a permanent record associated with the initiation of the event and the completion of the event.