Intelligent Microprint Identifiers for Negotiable Instrument Security

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Solution Overview

Problem

Existing security features on negotiable instruments, such as checks, are inadequate in preventing unauthorized reproduction and alteration, as they lack unique identifiers that can be authenticated to verify their authenticity.

Innovation Solution

A system and method for printing negotiable instruments that generate unique microprint identifiers specific to each document or subset of documents, incorporating information like date, time, and order details, making it difficult to reproduce and altering them using commercially available photocopiers and scanners, and allowing for authentication.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Reliability

If traditional security features are used on negotiable instruments, then manufacturing is simple and cost-effective, but security against counterfeiting and unauthorized reproduction is inadequate

Engineering Contradiction:
Improvesecurity against counterfeitingVSAvoidprinting system complexity
Core Design Contradiction:
ReliabilityVSDevice complexity

Solution Approach 1:

The system generates unique identifiers and creates microprint images before the actual printing process. This preliminary generation of security features ensures that each negotiable instrument receives its unique identifier during the printing process, rather than requiring post-printing authentication or complex manual security feature application.

Inventive Principle:
Principle #10Preliminary action

Solution Approach 2:

The patent introduces a microprint image as an intermediary security feature that contains encoded unique identifier information. This microprint serves as a mediator between the printing system and the final negotiable instrument, providing authentication capability without requiring complex embedded electronics or multiple security layers.

Inventive Principle:
Principle #24Intermediary (Mediator)

2Reliability

If unique identifiers are added to each negotiable instrument, then authentication capability is improved, but manufacturing complexity increases

Engineering Contradiction:
Improveauthentication capabilityVSAvoidmanufacturing process simplicity
Core Design Contradiction:
ReliabilityVSEase of manufacture

Solution Approach 1:

The printing system automatically generates unique identifiers and creates the corresponding microprint images during the normal printing process. The system serves itself by integrating the security feature generation into the existing workflow, eliminating the need for separate security feature application steps or manual intervention.

Inventive Principle:
Principle #25Self-service

Solution Approach 2:

The patent changes the parameter of the printing process by incorporating dynamic identifier generation and microprint creation. Instead of using static security features, the system varies the microprint content for each instrument based on generated unique identifiers, transforming a simple printing process into one that produces authenticated security features.

Inventive Principle:
Principle #35Parameter changes

3Reliability

If microprint images with unique identifiers are printed on each instrument, then security against reproduction is enhanced, but printing time and processing complexity increase

Engineering Contradiction:
Improvesecurity against reproductionVSAvoidprinting speed
Core Design Contradiction:
ReliabilityVSProductivity

Solution Approach 1:

The system maintains continuous printing operation while generating unique identifiers and microprint images. The identifier generation and microprint creation processes run concurrently with the printing workflow, ensuring that the useful action of producing secure negotiable instruments continues without interruption or significant delay.

Inventive Principle:
Principle #20Continuity of useful action

Data Source

PatentUS10391789B2Negotiable instruments with intelligent microprint
Publication Date: 2019.08.27 DELUXE CORPORATION
  • US10391789B2 patent drawing
  • US10391789B2 patent drawing
  • US10391789B2 patent drawing

AI summary

A negotiable instrument such as a check includes a unique microprint identifier that allows for authentication while preventing unauthorized reproduction and alternation. A printing system generates the identifier after receiving a customer order for printing a plurality of negotiable instruments, to allow inclusion of information that is specific to the customer order and/or the printing process. In various embodiments, the identifier is unique to each or each subset of the plurality of negotiable instruments and facilitates authentication of each of the negotiable instruments when needed.