Mirrored Asset Inventory Search for Accurate Collateral Sourcing

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Solution Overview

Problem

Existing information systems face inefficiencies due to manual resource state updates, leading to resource stagnation and inaccurate decision-making, especially in large systems with fluctuating resource states and multiple adjacent networks, limiting flexibility and concurrency.

Innovation Solution

A resource inventory system that maintains a mirrored database of resource states, filters resources into a qualifying subset based on predefined characteristics, and restricts searches to this subset, using a variable kernel process architecture to manage updates and prevent bottlenecks.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Device complexity

If manual updating of resource states is used, then system complexity is reduced, but resource state accuracy deteriorates due to delays and human burden

Engineering Contradiction:
Improvesystem complexityVSAvoidresource state accuracy
Core Design Contradiction:
Device complexityVSMeasurement precision

Solution Approach 1:

The system enables automatic self-updating of resource states through machine-to-machine communication. Remote information systems automatically notify the inventory system of resource state changes without human intervention, eliminating the need for manual updating while maintaining high accuracy of resource state data.

Inventive Principle:
Principle #25Self-service

Solution Approach 2:

The patent replaces manual mechanical updating processes with automated electronic communication systems. Instead of human operators manually recording resource states, the system uses automated data messages and electronic databases to track and update resource states in real-time.

Inventive Principle:
Principle #28Mechanics substitution (Replace mechanical system)

2Stability of the object's composition

If resources are assigned for specific actions only, then resource state stability is improved, but system flexibility deteriorates due to resource stagnation

Engineering Contradiction:
Improveresource state stabilityVSAvoidsystem flexibility
Core Design Contradiction:
Stability of the object's compositionVSAdaptability or versatility

Solution Approach 1:

The system dynamically manages resource allocation by maintaining an inventory of available resources that can be reassigned based on current needs. Resources are not statically bound to specific actions but can be flexibly allocated to different actions as requirements change, enabling both stability through systematic management and flexibility through dynamic reassignment.

Inventive Principle:
Principle #15Dynamics

Solution Approach 2:

The inventory system creates a universal pool of resources that can serve multiple different actions and networks. Resources in the inventory are not dedicated to single purposes but can be allocated to various actions based on demand, making the system both stable through centralized management and flexible through multi-purpose resource usage.

Inventive Principle:
Principle #6Universality (Multi-functionality)

3Adaptability or versatility

If comprehensive resource searching is performed across all networks, then resource availability is improved, but processing overhead increases due to system size

Engineering Contradiction:
Improveresource availabilityVSAvoidprocessing overhead
Core Design Contradiction:
Adaptability or versatilityVSDevice complexity

Solution Approach 1:

The system segments the large-scale resource search problem by creating distributed inventory systems at different levels. Each remote information system maintains its own inventory, and the central inventory system aggregates these segmented inventories. This segmentation allows comprehensive resource availability while reducing processing overhead by avoiding centralized search of all resources in all networks.

Inventive Principle:
Principle #1Segmentation

Solution Approach 2:

The system performs preliminary actions by pre-establishing inventories of available resources before actual allocation decisions are needed. Remote information systems pre-register their available resources in the inventory system, so when allocation decisions are required, the search is already narrowed to pre-identified available resources rather than scanning all resources in the system.

Inventive Principle:
Principle #10Preliminary action

4Measurement precision

If real-time resource state updates are implemented, then decision-making accuracy is improved, but system burden increases due to frequent fluctuations

Engineering Contradiction:
Improvedecision-making accuracyVSAvoidsystem burden
Core Design Contradiction:
Measurement precisionVSDevice complexity

Solution Approach 1:

The system implements self-service automatic updating where remote information systems autonomously notify the inventory system of resource state changes. This eliminates the need for continuous polling or manual monitoring, achieving real-time accuracy without imposing significant system burden, as updates occur only when actual changes are detected by the remote systems themselves.

Inventive Principle:
Principle #25Self-service

Data Source

PatentEP3690635B1Improved inventory sourcing system
Publication Date: 2026.01.28 EUROCLEAR SA NV
  • EP3690635B1 patent drawingFigure 1
  • EP3690635B1 patent drawingFigure 2
  • EP3690635B1 patent drawingFigure 3a

AI summary

Aspects of the invention relate to a computer-implemented method of improving the efficiency of an electronic collateralisation search engine that uses assets distributed on one or more remotely-located asset depositories. The method comprises selecting from a database of asset records of the remotely-located assets of a collateral giver, a subset of asset records having asset characteristics that satisfy a collateral giver's one or more predefined threshold criteria. Restricting a received search of collateral giver's asset records, which match a collateral receiver's query, to the subset of collateral giver's asset records.