Mixed Reality Check Verification System
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Solution Overview
Problem
Existing document verification methods, especially in a mixed reality environment, face challenges in ensuring the validity and authenticity of negotiable documents with minimal contact and high efficiency, particularly due to the need for reducing human interaction and preventing fraudulent transactions during the COVID-19 pandemic.
Innovation Solution
A system utilizing reality glasses with a financial instrumentation central database, which includes multiple authentication modules for verifying bank routing numbers, account numbers, amounts, signatures, and other details on checks, along with biometric authentication and neural network machine learning for automatic processing and payment verification, ensuring contactless and secure transactions.
Engineering Contradictions & Design Principles
Engineering Contradiction Analysis
1Reliability
If automated document checking software is used to perform multiple verification checks, then the reliability of document authentication is improved, but the device complexity increases due to multiple authentication modules and processing steps
Solution Approach 1:
The patent combines multiple authentication functions (routing number verification, account number validation, signature analysis, amount verification, and fraud detection) into a single integrated automated checking system. The system merges these distinct verification processes into one unified device that performs all checks simultaneously, thereby improving reliability without proportionally increasing device complexity.
Solution Approach 2:
The automated document checking system is designed as a multi-functional device capable of performing various authentication tasks including validating bank routing numbers, verifying account numbers, analyzing signature patterns, checking amounts, and detecting fraudulent alterations. This universal approach allows a single system to handle diverse verification requirements, improving reliability while managing complexity through standardized processing.
2Ease of operation
If manual document checking is performed by human operators, then the ease of operation is improved, but the productivity decreases due to time-consuming verification processes and the need for considerable human resources
Solution Approach 1:
The patent replaces manual human inspection with an automated electronic checking system that uses optical scanning, image processing, and computer algorithms to perform document verification. This substitution eliminates the need for human operators to manually examine each document, dramatically increasing productivity while maintaining ease of operation through automated processing.
Solution Approach 2:
The system enables self-service document verification by automatically performing all authentication checks without requiring human intervention. The automated checking system independently validates routing numbers, account numbers, signatures, and other document features, allowing high-volume processing while keeping the operation simple for users who merely need to submit documents for checking.
3Reliability
If traditional document verification methods are used during the pandemic, then the reliability of verification is maintained, but the object-affected harmful factors increase due to contact transmission risks
Solution Approach 1:
The patent replaces physical handling and manual inspection of documents with contactless automated scanning and digital image processing. The system uses optical scanners and cameras to capture document images without physical contact, then performs all verification checks digitally. This eliminates the transmission risk associated with handling physical documents while maintaining verification accuracy through automated analysis.
Solution Approach 2:
The system introduces digital image data as an intermediary between the physical document and the verification process. Instead of direct human contact with the document, the system captures an electronic image and performs all authentication checks on the digital representation. This intermediary approach maintains verification reliability while eliminating contact transmission risks.
Data Source
AI summary
Disclosed is a system for authenticating checks using a mixed reality environment. The system includes a financial instrumentation central database for storing financial and identification data related to the checks, and a reality glasses coupled to the financial instrumentation central database. The reality glass includes a memory unit for storing a plurality of modules, a camera to capture the image of the check, a reality display; and a wearable processor coupled to the memory unit for processing the stored plurality of modules. The wearable processor is coupled to the financial instrumentation central database, to the camera to process captured images of the check. The plurality of modules includes a first level authentication module to authenticate a bank routing number, a second level authentication module to authenticate an account number on the check captured by the camera, a third level authentication module to authenticate an appropriate amount on the check, and a fourth level authentication module to authenticate a signature style on the check.