ML Resource Distribution System for SMS Instruction Parsing

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Solution Overview

Problem

Current systems require manual database searches and user input to generate resource distributions, consuming significant computing and financial resources and increasing the likelihood of errors when handling high volumes of text-based instructions.

Innovation Solution

An electronic system that uses machine learning to parse text-based instructions, determine sender and recipient aliases, and generate resource distributions by predicting and actualizing distribution elements, thereby automating the resource distribution process.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Productivity

If manual database searches and user input are used to generate resource distributions, then the system can process text-based instructions, but computing and financial resources are consumed significantly and error likelihood increases when handling high volumes of instructions

Engineering Contradiction:
Improveprocessing speed of text-based instructionsVSAvoidcomputing and financial resources consumed
Core Design Contradiction:
ProductivityVSLoss of energy

Solution Approach 1:

The system uses machine learning models to automatically parse text-based instructions and extract distribution elements without requiring manual user input. The model self-services by learning from historical data and autonomously determining sender/recipient aliases, distribution amounts, and other parameters, eliminating the need for manual database searches and reducing both computing overhead and financial costs associated with human operator intervention

Inventive Principle:
Principle #25Self-service

Solution Approach 2:

The system performs preliminary action by pre-processing and storing structured information from historical text-based instructions in training datasets. The machine learning model is trained in advance on this structured data, enabling it to quickly and accurately parse new instructions without requiring real-time manual intervention or extensive database searches during actual resource distribution operations

Inventive Principle:
Principle #10Preliminary action

2Productivity

If manual database searches and user input are used to generate resource distributions, then the system can process text-based instructions, but the likelihood of errors increases when handling high volumes of instructions

Engineering Contradiction:
Improveprocessing volume of text-based instructionsVSAvoidaccuracy of resource distribution
Core Design Contradiction:
ProductivityVSReliability

Solution Approach 1:

The machine learning model autonomously parses text-based instructions and extracts distribution elements with consistent accuracy, eliminating human error. The model self-corrects by learning from training data and applying learned patterns to new instructions, maintaining high reliability even when processing large volumes of instructions without manual intervention

Inventive Principle:
Principle #25Self-service

Solution Approach 2:

The system uses feedback from training on historical text-based instructions to continuously improve parsing accuracy. The machine learning model learns from correct and incorrect examples in the training dataset, adjusting its parameters to minimize errors. This feedback mechanism ensures high reliability when processing production instructions, as the model has been optimized through iterative learning on diverse examples

Inventive Principle:
Principle #23Feedback

3Loss of energy

If machine learning is used to automatically generate resource distributions from text-based instructions, then computing resources are conserved by reducing manual input, but the system complexity increases

Engineering Contradiction:
Improvecomputing and financial resources consumedVSAvoidsystem architecture complexity
Core Design Contradiction:
Loss of energyVSDevice complexity

Solution Approach 1:

The machine learning model serves as an intermediary layer between text-based instructions and the resource distribution system. Instead of directly parsing unstructured text or requiring manual input, the model transforms natural language instructions into structured distribution elements that the system can process efficiently. This intermediary approach reduces overall system complexity by centralizing the parsing logic in a trained model rather than requiring complex rule-based systems or manual intervention across multiple components

Inventive Principle:
Principle #24Intermediary (Mediator)

4Productivity

If machine learning models are used to parse text-based instructions, then the speed and accuracy of processing increases, but the initial setup and training requirements increase

Engineering Contradiction:
Improveprocessing efficiency of text-based instructionsVSAvoidtime required for model training and setup
Core Design Contradiction:
ProductivityVSLoss of time

Solution Approach 1:

The system performs preliminary action by collecting and structuring historical text-based instructions into training datasets before deploying the machine learning model. This upfront preparation work, including data cleaning, annotation, and organization, is completed in advance so that the model can be trained once and then rapidly process production instructions without requiring repeated setup or training, amortizing the initial time investment over many subsequent operations

Inventive Principle:
Principle #10Preliminary action

Data Source

PatentUS11829991B2Electronic system for automatically generating resource distributions based on SMS-based instructions using machine learning
Publication Date: 2023.11.28 BANK OF AMERICA CORP
  • US11829991B2 patent drawing
  • US11829991B2 patent drawing
  • US11829991B2 patent drawing

AI summary

Systems, computer program products, and methods are described herein for automatically generating resource distributions. The present invention may be configured to receive a text-based instruction and determine, based on the text-based instruction, a sender alias from which the text-based instruction was sent. The present invention may be configured to determine, based on user data in a user information data structure, a user associated with the sender alias, determine, based on user data associated with the user in the user information data structure and based on predicted distribution elements from a machine learning model, actual distribution elements, and generate, based on the actual distribution elements, a resource distribution.