Mobile Alert Message Sorting by Transaction Criteria

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Solution Overview

Problem

Consumers face difficulties in managing and tracking transaction alert and offer messages on their mobile devices due to the sheer volume of notifications, leading to potential missed offers and unrecorded transactions.

Innovation Solution

A method for sorting alert and offer messages on a mobile device based on user-defined criteria, such as transaction type, amount, issuer, and date, allowing users to quickly access relevant information and manage their transactions more efficiently.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Ease of operation

If alert and offer messages are displayed according to the date they were sent, then the messages are organized chronologically, but the consumer cannot quickly identify specific transactions or offers based on other criteria such as amount or merchant

Engineering Contradiction:
Improveease of identifying specific transactionsVSAvoidmessage management complexity
Core Design Contradiction:
Ease of operationVSDevice complexity

Solution Approach 1:

The patent segments the message management system into multiple sorting dimensions (date, amount, merchant, transaction type). Users can divide the single chronological list into categorized groups, allowing them to focus on specific criteria without manually filtering through all messages.

Inventive Principle:
Principle #1Segmentation

Solution Approach 2:

The patent implements dynamic sorting capabilities where users can switch between different sorting criteria (date, amount, merchant) based on their current needs. This transforms the static chronological display into a flexible, user-adaptable interface that responds to different information retrieval requirements.

Inventive Principle:
Principle #15Dynamics

2Loss of information

If the mobile device receives more transaction alert and offer messages, then the consumer receives more information about transactions and offers, but the device becomes filled with messages making it difficult to manage them

Engineering Contradiction:
Improvetracking of transactions and offersVSAvoidmanageability of messages
Core Design Contradiction:
Loss of informationVSEase of operation

Solution Approach 1:

The patent extracts specific information dimensions (amount, merchant, transaction type) from the complete message set and creates separate sortable views. This allows users to extract and focus on only the messages relevant to their current concern, effectively removing irrelevant information from the active view while maintaining access to the complete dataset.

Inventive Principle:
Principle #2Taking out (Extraction)

Solution Approach 2:

The sorting and filtering system acts as an intermediary between the large volume of incoming messages and the user's information needs. Rather than presenting all messages directly, the system mediates by organizing and prioritizing messages based on user-selected criteria, making the information manageable without losing any underlying data.

Inventive Principle:
Principle #24Intermediary (Mediator)

3Measurement precision

If the consumer scrolls through alert messages to identify specific transactions, then all transactions can be reviewed, but it takes a significant amount of time to find specific information

Engineering Contradiction:
Improveaccuracy of identifying specific transactionsVSAvoidtime to identify transactions
Core Design Contradiction:
Measurement precisionVSLoss of time

Solution Approach 1:

The patent applies preliminary action by pre-organizing messages according to multiple criteria before the user needs to search. Messages are预先 sorted by date, amount, merchant, and transaction type, so when users need to find specific information, the relevant messages are already positioned for easy access without requiring manual scrolling through unrelated content.

Inventive Principle:
Principle #10Preliminary action

Data Source

PatentUS9325833B2Systems and methods for sorting alert and offer messages on a mobile device
Publication Date: 2016.04.26 VISA INTERNATIONAL SERVICE ASSOCIATION
  • US9325833B2 patent drawing
  • US9325833B2 patent drawing
  • US9325833B2 patent drawing

AI summary

A method and system are presented for sorting alert and offer messages on a mobile device. One embodiment of the invention is directed to a method including receiving alert messages at a mobile device where each alert message contains transaction data associated with a transaction conducted with a merchant. Upon receiving the alert messages, the mobile device receives alert message sorting criteria from a user associated with the mobile device, sorts the alert messages according to the received offer sorting criteria, and displays the sorted alert messages.