Mobile Authentication Queue Fulfilment for Cardless Identity Verification
Find Innovative SolutionsGenerate Solutions
Solution Overview
Problem
Existing systems fail to efficiently authenticate individuals without physical identification cards, leading to transaction limitations and privacy concerns, especially when customers only have access to their mobile devices.
Innovation Solution
A communication network and method where authentication provider modules monitor and fulfill authentication requests independently of a trusted computing system, using mobile devices for biometric authentication and issuing tokens to ensure secure identity verification.
Engineering Contradictions & Design Principles
Engineering Contradiction Analysis
1Reliability
If physical ID cards and scanners are used for authentication, then authentication reliability is improved, but device complexity and privacy concerns increase
Solution Approach 1:
The patent extracts the authentication capability from physical ID cards and scanners, moving it to a mobile device application. The mobile device independently authenticates the user and then provides proof of authentication to the terminal, eliminating the need for physical ID card scanning hardware while maintaining authentication reliability.
Solution Approach 2:
The patent introduces an intermediary authentication mechanism where the mobile device acts as a mediator between the user and the terminal. The mobile device contains an authentication client that independently verifies user identity and then communicates authentication status to the terminal, reducing the terminal's hardware requirements and privacy risks.
2Reliability
If physical ID cards are scanned for authentication, then identity verification is improved, but processing time increases
Solution Approach 1:
The patent implements preliminary authentication action by requiring the mobile device to authenticate the user's identity before the transaction begins. The authentication client on the mobile device performs verification in advance, so that when the user approaches the terminal, authentication is already complete or can be quickly confirmed, reducing waiting time.
3Ease of operation
If cardless authentication is implemented, then ease of operation is improved, but authentication reliability may deteriorate
Solution Approach 1:
The patent uses the mobile device as an intermediary that maintains high security standards for authentication while providing convenient access. The authentication client on the mobile device implements robust verification procedures, and the terminal verifies the mobile device's authentication status, achieving both convenience and reliability.
Solution Approach 2:
The patent replaces the mechanical system of physical ID card scanning with an electronic authentication system on the mobile device. This substitution maintains or improves security through digital verification methods while significantly improving ease of operation by eliminating the need for physical cards and scanners.
Data Source
AI summary
A method and a communication network are disclosed. The method comprises monitoring, by an authentication provider module configured to authenticate an identity of an individual independently of a trusted computing system, an authentication request queue, stored on a server of the trusted computing system and comprising at least one authentication request, determining, by the authentication provider module, a selected authentication request in the authentication request queue that the authentication provider module is capable of fulfilling, responsive to said determining, receiving, by the authentication provider module, data associated with the selected authentication request, and responsive to said receiving, fulfilling, by the authentication provider module, the selected authentication request.