Secure Mobile Banking Session with Dynamic Data Obscuring
Find Innovative SolutionsGenerate Solutions
Solution Overview
Problem
In an increasingly connected world, sensitive information on mobile devices is at risk of being inadvertently exposed to strangers, especially in public locations, due to the display of such information on device screens.
Innovation Solution
A system and method that allow users to select a secure browsing mode on their electronic devices, obscuring sensitive information globally across a browsing session until the user chooses to reveal it, typically by interacting with the obscured information.
Engineering Contradictions & Design Principles
Engineering Contradiction Analysis
1Loss of information
If sensitive information is displayed on the mobile device screen, then the user can access and view their financial data, but the information may be inadvertently exposed to strangers in public locations
Solution Approach 1:
The patent applies dynamics by making the display state changeable - the sensitive information transitions between obscured and revealed states based on user interaction. The system dynamically adjusts the visibility of personally identifiable information from a default obscured state to a revealed state when the user deliberately interacts with the information, thereby resolving the contradiction between preventing exposure and enabling access.
Solution Approach 2:
The patent changes the visual parameter of the displayed information from opaque/obscured to clear/revealed. By modifying the display parameter (visibility) based on user interaction, the system allows the same information to be both protected from strangers and accessible to the user, eliminating the need to choose between these two states.
2Reliability
If the system always obscures sensitive information, then privacy is maximized, but the user cannot access their information without additional interaction
Solution Approach 1:
The system performs preliminary action by pre-obscuring all sensitive information by default before the user needs to access it. This preliminary protective action ensures privacy is maintained until the user deliberately initiates the reveal process, balancing continuous protection with controlled access.
Solution Approach 2:
The system implements feedback by detecting user interactions with the obscured information and using that feedback to trigger the reveal state. When the user taps or interacts with the obscured personally identifiable information, the system responds by revealing it, creating an efficient feedback loop that minimizes access time while maintaining security.
3Ease of operation
If the system reveals sensitive information automatically, then ease of access is improved, but the risk of unintended exposure increases
Solution Approach 1:
The system applies preliminary anti-action by pre-establishing an obscured state that actively counteracts the potential harmful effect of information exposure. The default obscured state serves as a preventive measure against strangers viewing sensitive information, and only reverses when the user deliberately triggers the reveal function.
Solution Approach 2:
The obscured state acts as an intermediary between the sensitive information and the external environment (strangers). This intermediary layer blocks the harmful exposure pathway while still allowing the user to access the information through deliberate interaction, effectively mediating between security and accessibility requirements.
Data Source
AI summary
Presented herein are systems and methods for enabling a secure browsing session. Embodiments may include a computing device that executes software routines to receive a first indication to enter a secure browsing mode of a session; present data associated with a user for display on the display of the electronic device; cause the display to obscure one or more personally identifiable information of the data on the display of the electronic device; receive a second indication to reveal the one or more personally identifiable information; present the one or more personally identifiable information for display on the display of the electronic device.


