Mobile Browser Payment Link Certification via Intermediary Plug-in
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Solution Overview
Problem
Mobile terminal devices lack a payment plug-in, making it difficult to securely process payments through mobile browsers, as users can directly input payment information without protection, leading to increased vulnerability to malicious software.
Innovation Solution
A method and mobile terminal device that detect payment links in requests, send them to a third-party certification plug-in for processing, and display payment result webpages, ensuring secure and rapid certification within the mobile browser.
Engineering Contradictions & Design Principles
Engineering Contradiction Analysis
1Reliability
If a payment plug-in is used on a PC browser, then payment security is improved, but device complexity increases
Solution Approach 1:
The patent introduces a certification domain name mechanism as an intermediary between the mobile browser and the payment process. The mobile browser detects payment links and redirects users to a certification domain name, which then redirects to the actual payment page. This intermediary layer provides security verification without requiring complex plug-in installations, thus improving payment security while maintaining simplicity of the mobile device.
2Device complexity
If no payment plug-in is provided on mobile browsers, then device complexity is reduced, but payment security deteriorates
Solution Approach 1:
The patent implements a certification domain name as an intermediary that mediates between the simple mobile browser and secure payment processing. When a payment link is detected, the system redirects through the certification domain name, which verifies the payment page's authenticity before allowing access. This approach maintains the simplicity of mobile devices without plug-ins while establishing a security mechanism through the intermediary certification layer.
Solution Approach 2:
The patent performs preliminary security verification by redirecting users to a certification domain name before accessing the actual payment page. This preliminary action of verification through the certification domain ensures that the payment page is authentic and secure before the user inputs sensitive information, thus improving payment security without requiring complex plug-in installations on mobile devices.
3Ease of operation
If users directly input payment information on mobile browsers, then ease of operation is improved, but vulnerability to malicious software increases
Solution Approach 1:
The patent introduces a certification domain name as an intermediary between the user's direct input action and the payment processing system. When users encounter a payment link, the system automatically redirects through the certification domain name, which verifies the legitimacy of the payment page before allowing users to input information. This maintains ease of operation for legitimate payments while protecting against malicious software through the intermediary verification layer.
Solution Approach 2:
The patent applies preliminary anti-action by implementing a certification verification step before users can safely input payment information. The system proactively redirects through a certification domain name that verifies the payment page's authenticity, preventing users from accidentally entering information on malicious sites. This preliminary protective action maintains operational simplicity for legitimate transactions while blocking harmful factors.
Data Source
AI summary
The present disclosure discloses a method and a mobile terminal device for certifying a webpage. The method is implemented as follows. A mobile browser detects whether a link contained in a payment request initiated by a user is a payment link. The mobile browser sends the payment link to a third party certification plug-in if the link contained in the payment request is the payment link. The third party certification plug-in performs a certification process according to the payment link, generates and displays a certification webpage, generates a payment result webpage after the user inputs payment information on the certification webpage, and sends a link corresponding to the payment result webpage to the mobile browser. The mobile browser displays the payment result webpage.